16188 Rd K, Ottawa, OH 45875 Property Records

Putnam County property record for 16188 Rd K, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,588 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,284 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-033010.0100`

Property Details

APN / Parcel Number

Primary APN	`09-033010.0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,588 sqft Living Area
1st Floor Area	1,700 sqft
Upper Floors Area	888 sqft
Basement Area	1,688 sqft
Unfinished Basement	1,688 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	16188 ROAD K
City	OTTAWA
State	OH
Zip	45875-9445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 6E 21 SWPT SE SE
Legal Range	6E
Legal Township	1N
Legal Section	21
Jurisdiction	PUTNAM OH
Township / Civil Division	GREENSBURG
Census Block Group	4
Census Block	4142
Census Tract	30200

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16188 ROAD K, OTTAWA, OH 45875-9445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16188 ROAD K, OTTAWA, OH 45875-9445
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00784/2473
Date	Mar 9, 2026
Book Page	784/2473
Instrument	202600000954

Lender

Name	THE UNION BANK CO
Type	Bank
Address	OTTAWA, OH 45875

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 29, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16188 ROAD K, OTTAWA, OH 45875-9445
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000743/1
Date	Jan 27, 2022
Book Page	743/1
Instrument	202200000396

Lender

Name	THE UNION BANK CO
Type	Bank
Address	KALIDA, OH 45853

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Greensburg Township
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,284.00 (-6.11%) Homeowner's exemption	$136,340 (+35.69%) Land $5,990 Building $130,350	$391,310 (+0.45%) Land $17,100 Building $374,210
2023	$4,563.00 (+21.71%) Homeowner's exemption Additional exemption filed	$100,480 (-) Land $4,620 Building $95,860	$389,540 (+35.69%) Land $17,110 Building $372,430
2022	$3,749.00 Homeowner's exemption	$100,480 Land $4,620 Building $95,860
2020			$287,090 Land $13,200 Building $273,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Glandorf Internet, MetaLINK Technologies.

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