16270 Rd K, Ottawa, OH 45875 Property Records

Putnam County property record for 16270 Rd K, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 2022
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,720 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-033030.0200`

Property Details

APN / Parcel Number

Primary APN	`09-033030.0200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft
Basement Area	1,892 sqft
Unfinished Basement	1,892 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16270 ROAD K
City	OTTAWA
State	OH
Zip	45875-9445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 6E 21 SECOR SW SE
Legal Range	6E
Legal Township	1N
Legal Section	21
Jurisdiction	PUTNAM OH
Township / Civil Division	GREENSBURG
Census Block Group	4
Census Block	4142
Census Tract	30200

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16270 ROAD K, OTTAWA, OH 45875-9445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit BMI FEDERAL CREDIT UNION
Aug 17, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST FSLA OF LAKEWOOD
Jun 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BMI FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Recording Date	May 28, 2026
Property Address	16270 ROAD K, OTTAWA, OH 45875-9445
Document Number	0000002291
Book / Page	787 / 1607
Instrument Date	May 1, 2026
Instrument	20262291
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	16270 ROAD K, OTTAWA, OH 45875-9445

Mortgage

Document Number	0000002291,
Date	May 28, 2026
Book Page	787/1607
Instrument	20262291

Lender

Name	BMI FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16270 ROAD K, OTTAWA, OH 45875-9445
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00737/1155
Date	Aug 17, 2021
Book Page	737/1155
Instrument	202100004397

Lender

Name	FIRST FSLA OF LAKEWOOD
Type	Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16270 ROAD K, OTTAWA, OH 45875-9445
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00756/2382
Date	Jun 7, 2023
Book Page	756/2382
Instrument	202300001944

Lender

Name	BMI FCU
Type	Credit Union
Address	DUBLIN, OH 43016

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 24, 2033

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Greensburg Township
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,720.00 (+2.56%) Homeowner's exemption	$86,460 (-) Land $7,840 Building $78,620	$247,030 (-) Land $22,400 Building $224,630
2024	$2,652.00 (+344.97%) Homeowner's exemption	$86,460 (+1,370.41%) Land $7,840 Building $78,620
2023	$596.00 Homeowner's exemption Additional exemption filed	$5,880 (-) Land $5,880	$247,030 (+1,370.42%) Land $22,400 Building $224,630
2022	$596.00 Homeowner's exemption	$5,880 Land $5,880
2020			$16,800 Land $16,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Glandorf Internet, MetaLINK Technologies.

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