McHenry County property record for 1639 N Riverside Dr, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 1,170 sqft · built 1925 |
| Lot Size | 0.789 acres (34,412 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-278-011 |
| Primary APN | 09-26-278-011 |
|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 1,950 sqft |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Lot Area | 34,412 sqft |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 394 sqft |
| Shed | 1 Shed |
| Shed Area | 522 sqft |
| Street Address | 1639 N RIVERSIDE DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-4519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 979945 LTS 9 & 10 E B CROOKS RIVER ROAD SUB |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 26 |
| Legal Subdivision | E B CROOKS RIVER ROAD |
| Legal Block | 278 |
| Legal Lot Number | 9-10 10 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 870604 |
1639 N Riverside Dr is owned and occupied by an individual.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1639 N RIVERSIDE DR, MCHENRY, IL 60050-4519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 7, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1639 N RIVERSIDE DR, MCHENRY, IL 60050-4519 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011910 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021R0011910 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1639 N RIVERSIDE DR, MCHENRY, IL 60050-4519 |
| Document Number | 0000032705 |
| Instrument Date | Sep 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1639 N RIVERSIDE DR MCHENRY IL 600504519, MCHENRY, IL 60050-4519 |
| Document Number | 0000032705 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 32705 |
| Name | FIRST MIDWEST BK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631-3655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 24, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $54,043 Land $13,390 Building $40,653 | $162,129 Land $40,170 Building $121,959 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1639 N Riverside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1639 N Riverside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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