1636 N Riverside Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1636 N Riverside Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,801 sqft · built 1930
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$313,500 (Jun 2020)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-279-008`

Property Details

APN / Parcel Number

Primary APN	`09-26-279-008`

Interior

Full Baths	4 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,801 sqft Living Area
Gross Area	2,588 sqft
1st Floor Area	896 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1930
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Lot Area	19,602 sqft (0.45 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	573 sqft
Deck Area	24 sqft
Patio Area	300 sqft

Location & Zoning

Street Address	1636 N RIVERSIDE DR
City	MCHENRY
State	IL
Zip	60050-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0024083 LT 5 E B CROOKS SUB MEMO: SPAKOWSKI, WILLIAM J JR/DIANE E
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	E B CROOKS
Legal Block	279
Legal Lot Number	5
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1052
Census Tract	870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1636 N RIVERSIDE DR, MCHENRY, IL 60050-4518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jun 30, 2020	Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Jan 30, 2018
Deed Document Number	2020R0024083
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1636 N RIVERSIDE DR, MCHENRY, IL 60050-4518
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053090
Date	Sep 29, 2021
Instrument	2021R0053090

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 30, 2020
Property Address	1636 N RIVERSIDE DR, MCHENRY, IL 60050-4518
Document Number	0000024083
Map Reference	DOC13792MB3PG28
Instrument Date	May 22, 2020
Instrument	2020R0024083
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE LAND TRUST CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 S LA SALLE ST # ST2750, 10, CHICAGO, IL 60603-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1636 N RIVERSIDE DR, MCHENRY, IL 60050-4518

Mortgage

Document Number	0000024084
Date	Jun 30, 2020
Instrument	2020R0024084

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 30, 2018
Property Address	1636 N RIVERSIDE DR, MCHENRY, IL 60050-4518
Document Number	0000003243
Instrument Date	Jan 30, 2018
Instrument	3243
Transaction Type	Transfer
Record Updated	Feb 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 S LA SALLE ST #2750 CHICAGO IL 606031108, 2750, CHICAGO, IL 60603-1108

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$104,229 Land $34,645 Building $69,584	$312,687 Land $103,935 Building $208,752

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	30 (1978–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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