1634 N Riverside Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1634 N Riverside Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,742 sqft · built 1905
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Company Names on Record
Last Sale	$370,000 (May 2023)
Tax Bill	$9,837 (2024)
Deeds & Mortgages	Mar 2026 Transfer May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-279-009`

Property Details

APN / Parcel Number

Primary APN	`09-26-279-009`

Interior

Full Baths	2.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,742 sqft Living Area
1st Floor Area	940 sqft
Basement Area	978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	17,424 sqft (0.4 acres)
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	252 sqft

Location & Zoning

Street Address	1634 N RIVERSIDE DR
City	MCHENRY
State	IL
Zip	60050-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0012647 LT 4 E B CROOKS SUB
Legal Subdivision	E B CROOKS SUB
Legal Block	279
Legal Lot Number	4
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1052
Census Tract	870604

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1634 N RIVERSIDE DR, MCHENRY, IL 60050-4518
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 31, 2023	Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Deed Document Number	202312647
Prior Transfer Date	Apr 9, 2015
Prior Transfer Doc	0000012305
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Mar 12, 2026
Property Address	1634 N RIVERSIDE DR, MCHENRY, IL 60050-4518
Document Number	0000006571
Map Reference	DOC 13792 MB 3 PG 28
Instrument Date	Feb 2, 2026
Instrument	2026R0006571
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1634 N RIVERSIDE DR, MCHENRY, IL 60050-4518

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	May 31, 2023
Property Address	1634 N RIVERSIDE DR, MCHENRY, IL 60050-4518
Document Number	0000012647
Map Reference	DOC13792 MB3 PG28
Instrument Date	May 19, 2023
Instrument	2023R0012647
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1489 TURKEYRTRAIL, INVERNESS, IL 60067-4757

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1634 N RIVERSIDE DR, MCHENRY, IL 60050-4518
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009730
Date	Feb 22, 2021
Instrument	2021R0009730

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,837.00	$130,996 (+20.32%) Land $41,683 Building $89,313	$392,988 (+20.32%) Land $125,049 Building $267,939
2022	Homeowner's exemption	$108,877 Land $34,645 Building $74,232	$326,631 Land $103,935 Building $222,696

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	30 (1978–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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