1639 Bilbao Dr, Laredo, TX 78046 Property Records

Webb County property record for 1639 Bilbao Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Lot Size	0.121 acres (5,262 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,373 (Apr 2026)
Tax Bill	$242 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`966-12013-400`

Property Details

APN / Parcel Number

Primary APN	`966-12013-400`
Alternative APN	`598251`

Interior

Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	5,262 sqft (0.121 acres)
Porch	Open Porch

Location & Zoning

Street Address	1639 BILBAO DR
City	LAREDO
State	TX
Zip	78046-8949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE HEIGHTS, BLOCK 13, LOT 40, UNIT V
Legal Subdivision	COLLEGE HEIGHTS
Legal Block	13
Legal Lot Number	40
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3000
Census Tract	1819

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1639 BILBAO DR, LAREDO, TX 78046-8949
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES
Apr 7, 2026	Deed, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES
Dec 3, 2024	Warranty Deed, Transfer
Sep 4, 2020	Vendor's Lien, Transfer · Stand-Alone First Mortgage SOLA DEVELOPMENT PARTNERS LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Dec 3, 2024
Deed Document Number	20261584091
Deed Book / Page	6015 / 56
Prior Transfer Date	Oct 29, 2019
Prior Transfer Doc	004857/804
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Apr 7, 2026
Property Address	1639 BILBAO DR, LAREDO, TX 78046-8949
Document Number	0001584091
Book / Page	6015 / 56
Instrument Date	Mar 30, 2026
Instrument	20261584091
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 BILBAO DR, LAREDO, TX 78046-8949

Mortgage

Document Number	0001584092,
Date	Apr 7, 2026
Instrument	20261584092

Lender

Name	MORTGAGE FINANCIAL SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

Mortgage

Document Number	0001584093,
Date	Apr 7, 2026
Book Page	6015/75
Instrument	20261584093

Lender

Agreement

Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Apr 7, 2026
Property Address	1639 BILBAO DR, LAREDO, TX 78046-8949
Document Number	0006015/56
Book / Page	6015 / 56
Instrument Date	Mar 30, 2026
Instrument	20261584091
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 BILBAO DR, LAREDO, TX 78046-8949

Mortgage

Document Number	0001584091,
Date	Apr 7, 2026
Book Page	6015/61
Instrument	20261584091

Lender

Name	MORTGAGE FINANCIAL SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

Mortgage

Document Number	6015000075,
Date	Apr 7, 2026
Book Page	6015/75

Lender

Name	TEXAS DEPT HSG AND COMMUNITY AFF

Agreement

Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Dec 3, 2024
Property Address	1639 BILBAO DR, LAREDO, TX 78046-8949
Document Number	005752/176
Book / Page	5752 / 176
Map Reference	VOL 36 PG 56-57
Instrument Date	Nov 26, 2024
Instrument	1544878
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 NILE CT, LAREDO, TX 78046-1702

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 4, 2020
Property Address	1639 BILBAO DR, LAREDO, TX 78046-8949
Document Number	004857/804
Book / Page	4857 / 804
Map Reference	VOL 36 PG 56&57
Instrument Date	Oct 29, 2019
Instrument	1403331
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 MURCIA DR, EL CENIZO, TX 78046-7477
Investor	Possibly a Property Investor

Mortgage

Document Number	0001403332
Date	Sep 4, 2020
Instrument	1403332

Lender

Name	SOLA DEVELOPMENT PARTNERS LTD
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Oct 28, 2033

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,171 (+296.71%) Land $47,937 Building $142,234	$190,171 (+296.71%) Land $47,937 Building $142,234
2025	$242.00 (-0.41%)	$47,937 (+5.93%) Land $47,937	$47,937 (+5.93%) Land $47,937
2024	$243.00 (-8.99%)
2023		$45,253 Land $45,253	$45,253 Land $45,253
2022	$267.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Nearby Properties on Bilbao Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures