1632 Bilbao Dr, Laredo, TX 78046 Property Records

Webb County property record for 1632 Bilbao Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,346 sqft · built 2020
Lot Size	0.116 acres (5,036 sqft)
Owner	Individual Name on Record
Last Sale	$157,100 (Dec 2020)
Tax Bill	$974 (2024)
Deeds & Mortgages	Dec 2020 Second Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`966-12014-180`

Property Details

APN / Parcel Number

Primary APN	`966-12014-180`
Alternative APN	`598290`

Interior

Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	1,346 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,036 sqft (0.116 acres)
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1632 BILBAO DR
City	LAREDO
State	TX
Zip	78046-8949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE HEIGHTS, BLOCK 14, LOT 18, UNIT V
Legal Subdivision	COLLEGE HEIGHTS
Legal Block	14
Legal Lot Number	18
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3000
Census Tract	1819

Owner

Source: Webb County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1632 BILBAO DR, LAREDO, TX 78046-8949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HOUSING CORPORATI
Dec 21, 2020	Warranty Deed, Transfer
Dec 21, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Prior Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	20201413766
Deed Book / Page	4924 / 496
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	004924/496
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1632 BILBAO DR, LAREDO, TX 78046-8949
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 BILBAO DR, LAREDO, TX 78046-8949

Mortgage

Document Number	4924/516
Date	Dec 21, 2020
Book Page	4924/516
Instrument	1413768

Lender

Name	TEXAS STATE AFFORDABLE HOUSING CORPORATI
Type	Non-Lending Institution
Address	AUSTIN, TX 78702

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 18, 2023

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Dec 21, 2020
Property Address	1632 BILBAO DR, LAREDO, TX 78046-8949
Document Number	004924/492
Book / Page	4924 / 492
Map Reference	VOL 36 PG 56&57
Instrument Date	Dec 18, 2020
Instrument	1413765
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 NILE CT, LAREDO, TX 78046-1702

December 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 21, 2020
Property Address	1632 BILBAO DR, LAREDO, TX 78046-8949
Document Number	004924/496
Book / Page	4924 / 496
Map Reference	VOL 36 PG 56&57
Instrument Date	Dec 18, 2020
Instrument	1413766
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 BILBAO DR, LAREDO, TX 78046-8949

Mortgage

Document Number	0001413767
Date	Dec 21, 2020
Instrument	1413767

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,538 (+3.91%) Land $45,878 Building $150,660	$196,538 (+3.91%) Land $45,878 Building $150,660
2024	$974.00 (-10.31%)
2023		$189,138 Land $43,310 Building $145,828	$189,138 Land $43,310 Building $145,828
2022	$1,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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