1645 Bilbao Dr, Laredo, TX 78046 Property Records

Webb County property record for 1645 Bilbao Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,384 sqft · built 2019
Lot Size	0.115 acres (5,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,700 (Feb 2021)
Tax Bill	$1,034 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`966-12013-370`

Property Details

APN / Parcel Number

Primary APN	`966-12013-370`
Alternative APN	`598248`

Interior

Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,005 sqft (0.115 acres)
Porch	Open Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1645 BILBAO DR
City	LAREDO
State	TX
Zip	78046-8949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE HEIGHTS, BLOCK 13, LOT 37, UNIT V
Legal Subdivision	COLLEGE HEIGHTS
Legal Block	13
Legal Lot Number	37
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3000
Census Tract	1819

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1645 BILBAO DR, LAREDO, TX 78046-8949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 9, 2019	Warranty Deed, Transfer LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2021 · Amount on Record
Deed Sale	Feb 9, 2021 · Amount on Record
Prior Sale	May 9, 2019
Deed Document Number	20211418344
Deed Book / Page	4954 / 133
Prior Transfer Date	Feb 8, 2021
Prior Transfer Doc	004954/133
Record Updated	Oct 29, 2026

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 9, 2021
Property Address	1645 BILBAO DR, LAREDO, TX 78046-8949
Document Number	004954/133
Book / Page	4954 / 133
Map Reference	VOL 36 PG 56-57
Instrument Date	Feb 8, 2021
Instrument	1418344
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	NOT AVAILABLE, GCT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 LATOUR CT, 304, LAREDO, TX 78041-9111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 BILBAO DR, LAREDO, TX 78046-8949

Mortgage

Document Number	0001418345
Date	Feb 9, 2021
Instrument	1418345

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	May 9, 2019
Property Address	1645 BILBAO DR, LAREDO, TX 78046-8949
Document Number	004597/027
Book / Page	4597 / 027
Map Reference	VOL 36 PG 56&57
Instrument Date	May 7, 2019
Instrument	1360232
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 LATOUR CT, LAREDO, TX 78041-9111

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,345 (-0.49%) Land $45,596 Building $157,749	$203,345 (-0.49%) Land $45,596 Building $157,749
2025	$1,034.00 (+2.27%)	$204,342 (+4%) Land $45,596 Building $158,746	$204,342 (+4%) Land $45,596 Building $158,746
2024	$1,011.00 (-12.32%)
2023		$196,478 Land $43,043 Building $153,435	$196,478 Land $43,043 Building $153,435
2022	$1,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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