San Luis Obispo County property record for 1638 7th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,254 sqft · built 1987 |
| Lot Size | 0.072 acres (3,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $740,000 (Apr 2024) |
| Tax Bill | $11,019 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Apr 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-441-046 |
| Primary APN | 038-441-046 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,254 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Lot Area | 3,125 sqft (0.072 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1638 7TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-2108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 102 LT 38 |
| Legal Subdivision | EL MORO |
| Legal Block | 102 |
| Legal Lot Number | 38 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10701 |
1638 7th St is owned and occupied by an individual who acquired it in February 2026.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1638 7TH ST, LOS OSOS, CA 93402-2108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Apr 18, 2024 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK |
| Mar 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RABOBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2024 · Amount on File |
| Deed Sale | Apr 18, 2024 · Amount on File |
| Prior Sale | Mar 26, 1999 · Amount on File |
| Deed Document Number | 202410132 |
| Last Transfer Date | Feb 26, 2026 |
| Transfer Doc | 0000006563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 4, 2026 |
| Property Address | 1638 7TH ST, LOS OSOS, CA 93402-2108 |
| Document Number | 0000006563 |
| Map Reference | MB A PG 80 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 2026006563 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1638 7TH ST, LOS OSOS, CA 93402-2108 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 18, 2024 |
| Property Address | 1638 7TH ST, LOS OSOS, CA 93402-2108 |
| Document Number | 0000010132 |
| Map Reference | MB A PG 80 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024010132 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1250 CALLE CORDONIZ RD, LOS OSOS, CA 93402-4428 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1638 7TH ST, LOS OSOS, CA 93402-2108 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1638 7TH ST, LOS OSOS, CA 93402-2108 |
| Document Number | 0000058318 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021058318 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | ARROYO GRANDE, CA 93421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1638 7TH ST, LOS OSOS, CA 93402-2108 |
| Document Number | 0000015369 |
| Instrument Date | Mar 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1638 7TH ST LOS OSOS CA 934022108, LOS OSOS, CA 93402-2108 |
| Document Number | 0000015369 |
|---|---|
| Date | Apr 7, 2017 |
| Instrument | 15369 |
| Name | RABOBANK |
|---|---|
| Type | Bank |
| Address | ARROYO GRANDE, CA 93421-6002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 6, 2047 |
The 2025 property tax bill for 1638 7th St was $11,019, up 95.9% from the year before.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $769,896 (+2%) Land $442,170 Building $327,726 | |
| 2025 | $11,019.00 (+95.86%) | $754,800 Land $433,500 Building $321,300 |
| 2024 | $5,626.00 (+1.7%) | |
| 2023 | $5,532.00 (+3.23%) | $259,906 Land $105,468 Building $154,438 |
| 2022 | $5,359.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1638 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1638 7th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.
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