1652 7th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1652 7th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,607 sqft · built 1977
Lot Size0.107 acres (4,650 sqft)
Owner2 Trust Names on File
Last Sale$717,000 (Sep 2021)
Tax Bill$11,140 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Sep 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN038-441-035

Property Details

APN / Parcel Number

Primary APN038-441-035

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,607 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeWood
Lot Area4,650 sqft (0.107 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1652 7TH ST
CityLOS OSOS
StateCA
Zip93402-2108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionPM20/54 PAR 2
Legal SubdivisionPARCEL MAP 76-180
Legal Block3
Legal Lot Number35
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3008
Census Tract10701

Owner

1652 7th St is held in a trust since September 2021.

Source: San Luis Obispo County records, as of August 26, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 157, JUNE LAKE, CA 93529-0157
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Deed of Trust, Mortgage · Line of Credit
NEW AMERICAN FUNDING
Sep 15, 2021Grant Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Nov 6, 2017Deed of Trust, Mortgage · Line of Credit
SESLOC FCU
Jan 29, 2021 · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2021 · Amount on File
Deed SaleSep 15, 2021 · Amount on File
Prior SaleAug 10, 2016 · Amount on File
Deed Document Number202163361
Prior Transfer DateJan 7, 2021
Prior Transfer Doc0000006970
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1652 7TH ST, LOS OSOS, CA 93402-2108
Transaction TypeMortgage
Record UpdatedApr 8, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 KNOLL AVE, JUNE LAKE, CA 93529

Mortgage

Document Number0000008060
DateMar 28, 2024
Instrument2024008060
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 27, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 15, 2021
Property Address1652 7TH ST, LOS OSOS, CA 93402-2108
Document Number0000063361
Map ReferenceMB 20 PG 54
Instrument DateAug 26, 2021
Instrument2021063361
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 157, JUNE LAKE, CA 93529-0157

Mortgage

Document Number0000063362
DateSep 15, 2021
Instrument2021063362
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1652 7TH ST, LOS OSOS, CA 93402-2108
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050814
DateNov 6, 2017
Instrument2017050814
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93403
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueNov 5, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021:

JurisdictionSAN LUIS OBISPO CA
Recording DateJan 29, 2021
Property Address1652 7TH ST, LOS OSOS, CA 93402-2108
Document Number0000006970
Map ReferenceMB 20 PG 54
Instrument DateJan 7, 2021
Instrument2021006970
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1652 7TH ST, LOS OSOS, CA 93402-2108

Mortgage

Document Number0000006972
DateJan 29, 2021
Instrument2021006972
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1652 7th St was $11,140, up 0.3% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$776,102 (+2%) Land $432,972 Building $343,130
2025$11,140.00 (+0.33%)$760,885 Land $424,483 Building $336,402
2024$11,103.00 (+2.28%)
2023$10,855.00 (+4.86%)$731,340 Land $408,000 Building $323,340
2022$10,352.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1652 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1652 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.

Nearby Properties on 7th St

Nearby Streets

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