1630 7th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1630 7th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,251 sqft · built 1987
Lot Size0.144 acres (6,250 sqft)
OwnerCompany Name on Record
Last Sale$440,000 (Nov 2009)
Tax Bill$8,882 (2025)
Deeds & MortgagesSep 2020 Mortgage
Feb 2018 Transfer
Flood ZoneZone X (minimal risk)
APN038-441-047

Property Details

APN / Parcel Number

Primary APN038-441-047

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,875 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Lot Area6,250 sqft (0.144 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1630 7TH ST
CityLOS OSOS
StateCA
Zip93402-2108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 102 LTS 39 & 40
Legal SubdivisionEL MORO
Legal Block102
Legal Lot Number39,40
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3008
Census Tract10701

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1630 7TH ST, LOS OSOS, CA 93402-2108
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Feb 6, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2009 · Amount on Record
Deed SaleNov 24, 2009 · Amount on Record
Prior SaleJul 7, 2006 · Amount on Record
Deed Document Number200965040
Last Transfer DateFeb 2, 2018
Transfer Doc0000004909
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1630 7TH ST, LOS OSOS, CA 93402-2108
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address1630 7TH ST, LOS OSOS, CA 93402-2108

Mortgage

Document Number0000050928
DateSep 17, 2020
Instrument2020050928
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueAug 1, 2035

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 6, 2018
Property Address1630 7TH ST, LOS OSOS, CA 93402-2108
Document Number0000004909
Instrument DateFeb 2, 2018
Instrument4909
Transaction TypeTransfer
Record UpdatedFeb 15, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1630 7TH ST LOS OSOS CA 934022108, LOS OSOS, CA 93402-2108

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$579,304 (+2%) Land $197,488 Building $381,816
2025$8,882.00 (+3.04%) Homeowner's exemption$567,946 (+4.04%) Land $193,616 Building $374,330
2023$8,620.00 (+3.82%) Homeowner's exemption$545,895 Land $186,099 Building $359,796
2022$8,303.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.

Nearby Properties on 7th St

Nearby Streets

Search Property Records by Address or Parcel Number