16375 Ferguson Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 16375 Ferguson Rd, Pecatonica, IL 61063

Property Summary

Property Type	Rural Home
Details	1,150 sqft · built 1977
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$94,900 (Sep 1991)
Tax Bill	$3,577 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-16-300-006`

Property Details

APN / Parcel Number

Primary APN	`09-16-300-006`
Alternative APNs	`916300006` `448 511`

Interior

Building Area	1,150 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	600 sqft

Location & Zoning

Account Number	448 511
Street Address	16375 FERGUSON RD
City	PECATONICA
State	IL
Zip	61063-8715
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	LOT 77 IN SEC SEC: 16 TWP: 027 RANGE:010 ACRES: 5.00
Legal Lot Number	77
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	4
Census Block	4012
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16375 FERGUSON RD, PECATONICA, IL 61063-8715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BK
Jan 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 1991 · Amount on Record
Deed Sale	Sep 3, 1991 · Amount on Record
Deed Document Number	199110028
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	16375 FERGUSON RD, PECATONICA, IL 61063-8703
Document Number	0001000575
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16375 FERGUSON RD PECATONICA IL 610638703, PECATONICA, IL 61063-8703

Mortgage

Document Number	0001000575
Date	Jan 8, 2019
Instrument	1000575

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 7, 2029

Interest

Rate	4.75%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 3, 2018
Property Address	16375 FERGUSON RD, PECATONICA, IL 61063-8703
Document Number	0001000266
Instrument Date	Dec 27, 2017
Instrument	1000266
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16375 FERGUSON RD PECATONICA IL 610638703, PECATONICA, IL 61063-8703

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,577.00	$60,081 (+26.69%) Land $21,517 Building $38,564	$180,243 (+26.69%) Land $64,551 Building $115,692
2022	Homeowner's exemption	$47,423 Land $16,984 Building $30,439	$142,269 Land $50,952 Building $91,317

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
JCWIFI.com Fixed Wireless	200 / 200
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: AaroBand, Frontier.

Nearby Properties on Ferguson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures