16323 Ferguson Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 16323 Ferguson Rd, Pecatonica, IL 61063

Property Summary

Property TypeRural Home
Details1,863 sqft · built 1977
Lot Size5 acres (217,800 sqft)
Owner2 Company Names on Record
Last Sale$179,500 (Dec 2002)
Tax Bill$5,610 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-16-300-007

Property Details

APN / Parcel Number

Primary APN09-16-300-007
Alternative APNs
  • 916300007
  • 448 512

Interior

Building Area1,863 sqft Living Area
Basement Area1,863 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area217,800 sqft
Garage TypeAttached
Garage Area641 sqft

Location & Zoning

Account Number448 512
Street Address16323 FERGUSON RD
CityPECATONICA
StateIL
Zip61063-8715
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG
Legal DescriptionLOT 78 IN SEC SEC: 16 TWP: 027 RANGE:010 ACRES: 5.00
Legal Lot Number78
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group4
Census Block4012
Census Tract4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address16323 FERGUSON RD, PECATONICA, IL 61063-8715
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2002 · Amount on Record
Deed SaleDec 6, 2002 · Amount on Record
Deed Document Number2002291845
Last Transfer DateAug 20, 2024
Transfer Doc0000026190
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address16323 FERGUSON RD, PECATONICA, IL 61063-8703
Transaction TypeMortgage
Record UpdatedFeb 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002298
DateJan 20, 2021
Instrument2102298
Lender
NameBLACKHAWK BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,610.00$90,801 (+26.69%) Land $21,519 Building $69,282$272,403 (+26.69%) Land $64,557 Building $207,846
2022Homeowner's exemption$71,670 Land $16,985 Building $54,685$215,010 Land $50,955 Building $164,055

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
JCWIFI.com
Fixed Wireless
200 / 200
Rise Broadband
Fixed Wireless
25 / 5
AT&T
Fixed Wireless
25 / 3

May also be available: AaroBand, Frontier.

Nearby Properties on Ferguson Rd

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