16230 Ferguson Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 16230 Ferguson Rd, Pecatonica, IL 61063

Property Summary

Property Type	Rural Home
Details	1,344 sqft · built 1975
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$103,500 (Jun 2021)
Tax Bill	$3,873 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-16-300-014`

Property Details

APN / Parcel Number

Primary APN	`09-16-300-014`
Alternative APNs	`916300014` `448 502D`

Interior

Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	336 sqft

Location & Zoning

Street Address	16230 FERGUSON RD
City	PECATONICA
State	IL
Zip	61063-8710
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	W 258.64 FT LOT 94 & E 70 FT LOT 95 PTPLAT OF SEC SEC: 16 TWP: 027 RANGE: 010 ACRES: 5.00
Legal Range	10E
Legal Township	27N
Legal Section	16
Legal Subdivision	FOURTH PRINCIPAL MERIDIAN
Legal Lot Number	94,95
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	4
Census Block	4012
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16230 FERGUSON RD, PECATONICA, IL 61063-8710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit GERMAN AMERICAN STATE BANK
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage GREAT AMERICAN STATE BANK
Aug 7, 2018	Deed of Trust, Mortgage · Line of Credit GERMAN AMERICAN ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	202120988
Prior Transfer Date	Jun 9, 2021
Prior Transfer Doc	0000020988
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	16230 FERGUSON RD, PECATONICA, IL 61063-8704
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032109
Date	Oct 20, 2022
Instrument	2232109

Lender

Name	GERMAN AMERICAN STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.25%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 16, 2021
Property Address	16230 FERGUSON RD, PECATONICA, IL 61063-8704
Document Number	0000020988
Map Reference	DB 56 PG 76
Instrument Date	Jun 9, 2021
Instrument	2120988
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$155.25
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1307 GORDON AVE, ROCKFORD, IL 61108-4229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16230 FERGUSON RD, PECATONICA, IL 61063-8704

Mortgage

Document Number	0000020989
Date	Jun 16, 2021
Instrument	2120989

Lender

Name	GREAT AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	16230 FERGUSON RD, PECATONICA, IL 61063-8704
Document Number	0001022480
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 17, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16230 FERGUSON RD PECATONICA IL 610638704, PECATONICA, IL 61063-8704

Mortgage

Document Number	0001022480
Date	Aug 7, 2018
Instrument	1022480

Lender

Name	GERMAN AMERICAN ST BK
Address	GERMAN VALLEY, IL 61039

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 6, 2038

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,873.00	$64,550 (+26.69%) Land $21,517 Building $43,033	$193,650 (+26.69%) Land $64,551 Building $129,099
2022	Homeowner's exemption	$50,950 Land $16,984 Building $33,966	$152,850 Land $50,952 Building $101,898

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
JCWIFI.com Fixed Wireless	200 / 200
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: AaroBand, Frontier.

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