1637 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 1637 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,254 sqft · built 1928
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jul 2021)
Tax Bill	$6,680 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-33-177-011`

Property Details

APN / Parcel Number

Primary APN	`24-25-33-177-011`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area
1st Floor Area	723 sqft
Basement Area	723 sqft
Unfinished Basement	723 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2021
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	279 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1637 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 27 LEGGETT FARM SUB LOT 14 BLK L
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	LEGGETT FARM SUB
Legal Block	L
Legal Lot Number	14
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2005
Census Tract	173300

Owner

1637 Pearson St is owned and occupied by an individual who bought it in July 2021.

Source: Oakland County records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1637 PEARSON ST, FERNDALE, MI 48220-3134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 9, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Oct 22, 2020	Warranty Deed, Transfer RED CARPET TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	Oct 22, 2020 · Amount on File
Deed Document Number	2021171490
Deed Book / Page	56522 / 660
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jun 25, 2026
Property Address	1637 PEARSON ST, FERNDALE, MI 48220-3134
Document Number	0000091654
Book / Page	61316 / 331
Instrument Date	Jun 16, 2026
Instrument	202691654
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1637 PEARSON ST, FERNDALE, MI 48220-3134

Mortgage

Document Number	0000091654,
Date	Jun 25, 2026
Book Page	61316/331
Instrument	202691654

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 9, 2021
Property Address	1637 PEARSON ST, FERNDALE, MI 48220-3134
Document Number	0000171490
Book / Page	56522 / 660
Map Reference	LB 13 PG 21
Instrument Date	Jun 29, 2021
Instrument	171490
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2023
Title Company	MICHIGAN INVESTMENT TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 W HICKORY GROVE RD, BLOOMFIELD HILLS, MI 48304-2117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 MASSOIT ST, CLAWSON, MI 48017-2208

Mortgage

Document Number	0000184300
Date	Jul 26, 2021
Book Page	56600/38
Instrument	184300

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 22, 2020
Property Address	1637 PEARSON ST, FERNDALE, MI 48220-3134
Document Number	0000219199
Book / Page	055037 / 000855
Instrument Date	Aug 13, 2020
Instrument	219199
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	RED CARPET TITLE

Transaction

Amount	Amount on Record
Tax	$860.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	122 W HICKORY GROVE RD BLOOMFIELD HILLS MI 483042117, BLOOMFIELD HILLS, MI 48304-2117

Tax Assessment & Valuation

The 2025 property tax bill for 1637 Pearson St was $6,680 with a homeowner's exemption, down 2.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,680.00 (-2.74%) Homeowner's exemption	$137,410	$274,820
2024	$6,868.00
2023		$128,430	$256,860
2021	$6,612.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1637 Pearson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1637 Pearson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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