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1626 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 1626 Pearson St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,504 sqft · built 1926
Lot Size0.143 acres (6,229 sqft)
OwnerIndividual Name on File
Last Sale$264,900 (Nov 2021)
Tax Bill$6,179 (2025)
Deeds & MortgagesAug 2023 Second Mortgage
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-33-176-036

Property Details

APN / Parcel Number

Primary APN24-25-33-176-036

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,504 sqft Living Area
1st Floor Area1,020 sqft
Basement Area942 sqft
Unfinished Basement942 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1984
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
PorchSlab
Porch Area237 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1626 PEARSON ST
CityFERNDALE
StateMI
Zip48220-3171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 33 LEGGETT FARM SUB LOT 36 BLK M
Legal Range11E
Legal Township01N
Legal Section33
Legal SubdivisionLEGGETT FARM SUB
Legal BlockM
Legal Lot Number36
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2004
Census Tract173300

Owner

1626 Pearson St is owned and occupied by an individual who bought it in November 2021.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1626 PEARSON ST, FERNDALE, MI 48220-3171
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GENISYS CU
Nov 2, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2021 · Amount on File
Deed SaleNov 2, 2021 · Amount on File
Deed Document Number2021252069
Deed Book / Page57046 / 770
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1626 PEARSON ST, FERNDALE, MI 48220-3171
Transaction TypeMortgage
Record UpdatedAug 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1626 PEARSON ST, FERNDALE, MI 48220-3171

Mortgage

Document Number0000091095
DateAug 18, 2023
Book Page58820/84
Instrument91095
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueAug 18, 2033

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 2, 2021
Property Address1626 PEARSON ST, FERNDALE, MI 48220-3171
Document Number0000252069
Book / Page57046 / 770
Map ReferenceLB 13 PG 21
Instrument DateOct 18, 2021
Instrument252069
Transaction TypeTransfer
Record UpdatedDec 28, 2021
Title CompanyTITLE SENSE INC, TITLE ONE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,987.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9811 TROTTER LN, 9811, CLARKSTON, MI 48348-1549

Transferred To (Grantee/Buyer)

NameVerified Name
Address1626 PEARSON ST, FERNDALE, MI 48220-3171

Mortgage

Document Number0057046772
DateNov 2, 2021
Instrument57046/772
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1626 Pearson St was $6,179 with a homeowner's exemption, down 3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,179.00 (-3.03%) Homeowner's exemption$135,110$270,220
2024$6,372.00
2023$122,940$245,880
2021$3,582.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1626 Pearson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1626 Pearson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: WOW Internet, Cable & Phone.

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