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1616 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 1616 Pearson St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 835 sqft · built 1923
Lot Size0.143 acres (6,229 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Nov 2020)
Tax Bill$3,406 (2025)
Deeds & MortgagesDec 2023 Mortgage
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN24-25-33-176-037

Property Details

APN / Parcel Number

Primary APN24-25-33-176-037

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area835 sqft Living Area
1st Floor Area719 sqft
Basement Area719 sqft
Unfinished Basement719 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1989
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Deck Area62 sqft
Patio Area62 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1616 PEARSON ST
CityFERNDALE
StateMI
Zip48220-3132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 33 LEGGETT FARM SUB LOT 37 BLK M
Legal Range11E
Legal Township01N
Legal Section33
Legal SubdivisionLEGGETT FARM SUB
Legal BlockM
Legal Lot Number37
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2004
Census Tract173300

Owner

1616 Pearson St is owned and occupied by an individual who bought it in November 2020.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1616 PEARSON ST, FERNDALE, MI 48220-3132
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Nov 2, 2020Warranty Deed, Transfer
FNT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2020 · Amount on File
Deed SaleNov 2, 2020 · Amount on File
Prior SaleOct 1, 2007 · Amount on File
Deed Document Number2020228583
Deed Book / Page55102 / 639
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1616 PEARSON ST, FERNDALE, MI 48220-3132
Transaction TypeMortgage
Record UpdatedDec 20, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1616 PEARSON ST, FERNDALE, MI 48220-3132

Mortgage

Document Number0000132500
DateDec 6, 2023
Book Page59048/238
Instrument132500
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term323 Months
DueNov 1, 2050

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 2, 2020
Property Address1616 PEARSON ST, FERNDALE, MI 48220-3132
Document Number0000228583
Book / Page55102 / 639
Map ReferenceLB 13 PG 21
Instrument DateOct 9, 2020
Instrument228583
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyFNT

Transaction

AmountAmount on Record
Tax$1,419.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9811 TROTTER LN, 9811, CLARKSTON, MI 48348-1549

Transferred To (Grantee/Buyer)

NameVerified Name
Address482 W HAZELHURST ST, FERNDALE, MI 48220-1882

Tax Assessment & Valuation

The 2025 property tax bill for 1616 Pearson St was $3,406 with a homeowner's exemption, down 2.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,406.00 (-2.6%) Homeowner's exemption$90,140$180,280
2024$3,497.00
2023$71,340$142,680
2021$3,299.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1616 Pearson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1616 Pearson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: WOW Internet, Cable & Phone.

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