1636 Dutcher Rd, Howell, MI 48843 Property Records

Livingston County property record for 1636 Dutcher Rd, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,142 sqft · built 1998
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2026)
Tax Bill	$2,003 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-12-400-049`

Property Details

APN / Parcel Number

Primary APN	`09-12-400-049`
Alternative APN	`470912400049`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	1,142 sqft
Basement Area	1,142 sqft
Unfinished Basement	1,142 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	87,120 sqft (2 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1636 DUTCHER RD
City	HOWELL
State	MI
Zip	48843-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 12 T2N R3E BEG AT A PT N0003'13"E 1309.20 FT FROM SE COR, TH S8959'56"W 431.17 FT, TH N00*02'22"E 202.04 FT, TH
Legal Range	03E
Legal Township	02N
Legal Section	12
Legal Tract	730100
Jurisdiction	LIVINGSTON MI
Township / Civil Division	IOSCO
Census Block Group	3
Census Block	3021
Census Tract	731100

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1636 DUTCHER RD, HOWELL, MI 48843-9635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage KEYBANK USA
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Jul 17, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC
Sep 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GOLD STAR MORTGAGE GROUP
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Oct 14, 2004 · Amount on Record
Deed Document Number	202611520
Prior Transfer Date	Jul 9, 2018
Prior Transfer Doc	0000018665
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jun 1, 2026
Property Address	1636 DUTCHER RD, HOWELL, MI 48843-9635
Document Number	0000011520
Instrument Date	May 22, 2026
Instrument	202611520
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	SELECT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246,187.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 DUTCHER RD, HOWELL, MI 48843-9635

Mortgage

Document Number	0000011521,
Date	Jun 1, 2026
Instrument	202611521

Lender

Name	KEYBANK USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1636 DUTCHER RD, HOWELL, MI 48843-9635
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 DURCHER RD, HOWELL, MI 48843-9635

Mortgage

Document Number	0000000155
Date	Jan 4, 2023
Instrument	2023R-000155

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1636 DUTCHER RD, HOWELL, MI 48843-9635
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018966
Date	Jul 17, 2018
Instrument	2018R-018966

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1636 DUTCHER RD, HOWELL, MI 48843-9635
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026215
Date	Sep 30, 2019
Instrument	2019R-026215

Lender

Name	GOLD STAR MORTGAGE GROUP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1636 DUTCHER RD, HOWELL, MI 48843-9635
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1536 DUTCHER RD, HOWELL, MI 48843-5424

Mortgage

Document Number	0000038465
Date	Sep 20, 2021
Instrument	2021R-038465

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1636 DUTCHER RD, HOWELL, MI 48843-9635
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 DUTCHER RD, HOWELL, MI 48843-9635

Mortgage

Document Number	0000018757
Date	Jul 6, 2022
Instrument	2022R-018757

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Iosco Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,100 (-6.27%)	$296,200 (-6.27%)
2025	$2,003.00 (+18.1%) Homeowner's exemption	$158,000 (+12.54%)	$316,000 (+12.54%)
2023		$140,400
2021			$280,800
2019	$1,696.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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