1636 Cherry Ridge Rd, Thurman, OH 45685 Property Records

Gallia County property record for 1636 Cherry Ridge Rd, Thurman, OH 45685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,064 sqft · built 1976
Lot Size	3.78 acres (164,918 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Sep 2023)
Tax Bill	$1,238 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02400108006`

Property Details

APN / Parcel Number

Primary APN	`02400108006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,064 sqft Living Area
1st Floor Area	1,960 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	164,918 sqft (3.78 acres)

Exterior Amenities

Porch	Slab
Porch Area	428 sqft
Patio Area	660 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1636 CHERRY RIDGE RD
City	THURMAN
State	OH
Zip	45685-9358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 SW 1/4 V602 P108
Legal Range	16
Legal Township	06
Legal Section	28
Jurisdiction	GALLIA OH
Township / Civil Division	RACCOON
Census Block Group	1
Census Block	1021
Census Tract	953700

Owner

Source: Gallia County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	383 SHELTON RD, THURMAN, OH 45685-9351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage ATOMIC CU
Sep 20, 2023	Land Contract, Transfer
Nov 14, 2017	Limited Warranty Deed, Transfer
Jun 30, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on Record
Deed Sale	Sep 20, 2023 · Amount on Record
Prior Sale	Nov 14, 2017 · Amount on Record
Deed Document Number	20232523
Deed Book / Page	709 / 97
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	1636 CHERRY RIDGE RD, THURMAN, OH 45685-9358
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000682/339
Date	Feb 17, 2022
Book Page	682/339
Instrument	22-0493

Lender

Name	ATOMIC CU
Type	Credit Union
Address	PIKETON, OH 45661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	GALLIA OH
Recording Date	Sep 20, 2023
Property Address	1636 CHERRY RIDGE RD, THURMAN, OH 45685-9358
Document Number	0000709/97
Book / Page	709 / 97
Instrument Date	Feb 11, 2022
Instrument	23-00002523
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	383 SHELTON RD, THURMAN, OH 45685-9351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 CHERRY RIDGE RD, THURMAN, OH 45685-9358

November 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Nov 14, 2017
Property Address	1636 CHERRY RIDGE RD, THURMAN, OH 45685-9358
Document Number	000608/400
Book / Page	608 / 400
Instrument Date	Oct 20, 2017
Instrument	17-3322
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$216.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 S BECKER LAKE DRIVE, 3217, SALT LAKE CITY, UT 84119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 SHELTON ROAD, THURMAN, OH 45685

June 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	GALLIA OH
Recording Date	Jun 30, 2017
Property Address	1636 CHERRY RIDGE RD, THURMAN, OH 45685-9358
Document Number	000602/108
Book / Page	602 / 108
Instrument Date	Jun 28, 2017
Instrument	17-1827
Transaction Type	Foreclosure
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$548.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284
Mail Care Of	SELECT PORTFOLIO SERVICING INC
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Raccoon Township
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,238.00 (-8.09%)	$36,640 (-) Land $7,010 Building $29,630
2024			$104,680 (-) Land $20,020 Building $84,660
2023	$1,347.00 (+6.57%)	$36,640 (+8.6%) Land $7,010 Building $29,630	$104,680 (+8.58%) Land $20,020 Building $84,660
2022	$1,264.00	$33,740 Land $5,930 Building $27,810
2020			$96,410 Land $16,940 Building $79,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: altafiber Network Solutions, JB-Nets, T-Mobile, Verizon.

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