1332 Cherry Ridge Rd, Thurman, OH 45685 Property Records

Gallia County property record for 1332 Cherry Ridge Rd, Thurman, OH 45685

Property Summary

Property Type	Mobile Home
Details	1,620 sqft · built 2004
Lot Size	2.16 acres (94,482 sqft)
Owner	Individual Name on Record
Last Sale	$1,382 (Oct 2022)
Tax Bill	$2,153 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02400107404`

Property Details

APN / Parcel Number

Primary APN	`02400107404`

Interior

Building Area	1,620 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Lot Area	94,482 sqft (2.16 acres)
Porch	Slab
Porch Area	204 sqft
Pole Barn	1,120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1332 CHERRY RIDGE RD
City	THURMAN
State	OH
Zip	45685-9367
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	N E 1/4 V572 P866
Legal Range	16
Legal Township	06
Legal Section	28
Jurisdiction	GALLIA OH
Township / Civil Division	RACCOON
Census Block Group	1
Census Block	1021
Census Tract	953700

Owner

Source: Gallia County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1332 CHERRY RIDGE RD, THURMAN, OH 45685-9367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Aug 4, 2023	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Apr 2, 2004
Deed Document Number	20222977
Deed Book / Page	694 / 116
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	1332 CHERRY RIDGE RD, THURMAN, OH 45685-9367
Transaction Type	Mortgage
Record Updated	Feb 15, 2024
Title Company	WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1332 CHERRY RIDGE RD, THURMAN, OH 45685-9367

Mortgage

Document Number	000714/371
Date	Jan 12, 2024
Book Page	714/371
Instrument	24-00000115

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	1332 CHERRY RIDGE RD, THURMAN, OH 45685-9367
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1332 CHERRY RIDGE RD, THURMAN, OH 45685-9367

Mortgage

Document Number	000707/185
Date	Aug 4, 2023
Book Page	707/185
Instrument	23-00002092

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Raccoon Township
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,153.00 (+98.07%)	$29,570 (-) Land $7,400 Building $22,170
2024			$84,470 (-) Land $21,140 Building $63,330
2023	$1,087.00	$29,570 Land $7,400 Building $22,170	$84,470 Land $21,140 Building $63,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: altafiber Network Solutions, JB-Nets, T-Mobile, Verizon.

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