1917 Cherry Ridge Rd, Thurman, OH 45685 Property Records

Gallia County property record for 1917 Cherry Ridge Rd, Thurman, OH 45685

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 816 sqft · built 2018
Lot Size	18.3 acres (798,890 sqft)
Owner	Individual Name on File
Last Sale	$28,000 (Apr 2014)
Tax Bill	$1,507 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`02400103900`

Property Details

APN / Parcel Number

Primary APN	`02400103900`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	798,890 sqft (18.3 acres)
Deck Area	48 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1917 CHERRY RIDGE RD
City	THURMAN
State	OH
Zip	45685-7502
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N W 1/4 E 1/2 S W 1/4 N W 1/4 V551 P214
Legal Range	16
Legal Township	06
Legal Section	33
Jurisdiction	GALLIA OH
Township / Civil Division	RACCOON
Census Block Group	2
Census Block	2002
Census Tract	953700

Owner

1917 Cherry Ridge Rd, a rural home, is owned by an individual who acquired it in December 2024.

Source: Gallia County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	236 CROSS ST, JACKSON, OH 45640-1515
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · FHA Mortgage VANDERBILT MORTGAGE & FINANCE INC
Jan 18, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2014 · Amount on File
Deed Sale	Apr 25, 2014 · Amount on File
Deed Document Number	2014847
Deed Book / Page	551 / 214
Last Transfer Date	Dec 16, 2024
Transfer Doc	0000740/63
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	1917 CHERRY RIDGE RD, THURMAN, OH 45685-7502
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000696/938
Date	Dec 19, 2022
Book Page	696/938
Instrument	22-00003569

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	ATLANTA, GA 30361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Jan 18, 2024
Property Address	1917 CHERRY RIDGE RD, THURMAN, OH 45685-7502
Document Number	000714/527
Book / Page	714 / 527
Instrument Date	Jan 16, 2024
Instrument	24-00000145
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 CROSS ST, JACKSON, OH 45640-1515

Tax Assessment & Valuation

The 2025 property tax bill for 1917 Cherry Ridge Rd was $1,507.

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Raccoon Township
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,507.00	$44,620 Land $24,030 Building $20,590
2024			$109,990 (+1.14%) Land $53,330 Building $56,660
2023	$1,399.00 (+0.07%)	$38,060 (+1.98%) Land $18,230 Building $19,830	$108,750 Land $52,090 Building $56,660
2022	$1,398.00	$37,320 Land $20,340 Building $16,980
2020			$106,620 Land $58,110 Building $48,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1917 Cherry Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1997–2010)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Feb 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1917 Cherry Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
JB-Nets Fixed Wireless	25 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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