St. Mary's County property record for 16350 Murray Rd, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,819 sqft · built 1969 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,048 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 01-015508 |
| Primary APN | 01-015508 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,819 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| View / Lot | Waterfront |
| Boat Access | Boat Access |
| Heating System | Baseboard |
|---|
| Account Number | 015508 |
|---|---|
| Street Address | 16350 MURRAY RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 32,670 SQ FT FISH COMMISSION |
| Legal Subdivision | FISH COMMISSION |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 876200 |
16350 Murray Rd is owned and occupied by an individual who acquired it in January 2016.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16350 MURRAY RD, RIDGE, MD 20680-3358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 4, 2016 |
| Transfer Doc | 0043230098 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 16350 Murray Rd was $4,048 with a homeowner's exemption.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,500 (+6.96%) Land $302,200 Building $126,300 | $428,500 (-) Land $302,200 Building $126,300 | |
| 2025 | $4,048.00 Homeowner's exemption | $400,633 | $428,500 Land $302,200 Building $126,300 |
| 2023 | $344,900 Land $257,200 Building $87,700 | $344,900 Land $257,200 Building $87,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16350 Murray Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | MD-45 “Deep Point” |
| Unit Type | System Unit |
| Designated | Nov 16, 1990 |
| NFIP Eligibility | Eligible (built 1969) built before the Nov 16, 1990 cutoff |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16350 Murray Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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