St. Mary's County property record for 16330 Murray Rd, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,664 sqft · built 1980 |
| Lot Size | 0.601 acres (26,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $760,000 (Apr 2022) |
| Tax Bill | $6,335 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-018531 |
| Primary APN | 01-018531 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 26,200 sqft (0.601 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 200 sqft |
| Deck Area | 146 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 018531 |
|---|---|
| Street Address | 16330 MURRAY RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 4 SECTION H FISH COMMISSION |
| Legal Lot Number | 4 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 876200 |
16330 Murray Rd is owned by an individual who bought it in April 2022.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 331 MADISON ST NW, WASHINGTON, DC 20011-2161 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 14, 2022 | Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on File |
| Deed Sale | Apr 14, 2022 · Amount on File |
| Prior Sale | May 5, 2008 |
| Deed Book / Page | 6122 / 153 |
| Prior Transfer Date | Apr 21, 2008 |
| Prior Transfer Doc | 0031630315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 16330 MURRAY RD, RIDGE, MD 20680-3358 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047680172 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 4768/172 |
| Instrument | 4768-172 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 25, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Apr 14, 2022 |
| Property Address | 16330 MURRAY RD, RIDGE, MD 20680-3358 |
| Document Number | 0061220153 |
| Book / Page | 6122 / 153 |
| Instrument Date | Apr 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16330 MURRAY RD, RIDGE, MD 20680-3358 |
| Document Number | 0006122159 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 6122/159 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 16330 Murray Rd was $6,335.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $686,800 Land $491,600 Building $195,200 | $686,800 Land $491,600 Building $195,200 | |
| 2025 | $6,335.00 | ||
| 2023 | $4,161.00 | $388,100 Land $277,700 Building $110,400 | $388,100 Land $277,700 Building $110,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16330 Murray Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16330 Murray Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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