St. Mary's County property record for 16340 Murray Rd, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,848 sqft · built 2000 |
| Lot Size | 0.609 acres (26,532 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $635,000 (May 2024) |
| Tax Bill | $6,199 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 01-000357 |
| Primary APN | 01-000357 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,848 sqft Total Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 26,532 sqft (0.609 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 440 sqft |
| Patio Area | 1,232 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000357 |
|---|---|
| Street Address | 16340 MURRAY RD |
| City | RIDGE |
| State | MD |
| Zip | 20680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 5 ON THE CHESAPEAKE BAY FISH COMMISSION |
| Legal Subdivision | FISH COMMISSION |
| Legal Lot Number | 5 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 876200 |
Source: St. Mary's County records · APN 01-000357
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 491 FERRY POINT RD, ANNAPOLIS, MD 21403-1351 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2024 · Amount on Record |
| Deed Sale | May 23, 2024 · Amount on Record |
| Prior Sale | May 26, 2004 |
| Deed Book / Page | 6514 / 245 |
| Prior Transfer Date | Apr 16, 2012 |
| Prior Transfer Doc | 0037210398 |
| Record Updated | Sep 20, 2026 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $604,400 (+5.25%) Land $328,100 Building $276,300 | $604,400 (-) Land $328,100 Building $276,300 | |
| 2025 | $6,199.00 (+45.96%) | $574,267 (+44.83%) | $604,400 (+52.43%) Land $328,100 Building $276,300 |
| 2023 | $4,247.00 | $396,500 Land $272,700 Building $123,800 | $396,500 Land $272,700 Building $123,800 |
Source: FEMA National Flood Hazard Layer as of May 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
May also be available: Verizon.
Based on FCC filings for 30 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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