Miami County property record for 1635 Harshbarger Rd, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,125 sqft · built 2001 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,250 (Jan 2026) |
| Tax Bill | $2,324 (2025) |
| Deeds & Mortgages | Jan 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | I20-028805 |
| Primary APN | I20-028805 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| 1st Floor Area | 2,250 sqft |
| Basement Area | 1,125 sqft |
| Unfinished Basement | 1,125 sqft |
| Family Room | Family Room |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 270 sqft |
| Patio Area | 361 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1635 HARSHBARGER RD |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-8749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-8-14 SW PT NE |
| Legal Range | 04 |
| Legal Township | 08 |
| Legal Section | 14 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 330100 |
1635 Harshbarger Rd is owned and occupied by two individuals who bought it in January 2026.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1735 HARSHBARGER RD, COVINGTON, OH 45318-8747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on File |
| Deed Sale | Jan 16, 2026 · Amount on File |
| Deed Document Number | 2026652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jan 16, 2026 |
| Property Address | 1635 HARSHBARGER RD, COVINGTON, OH 45318-8749 |
| Document Number | 0000000652 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 2026OR-00652 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1735 HARSHBARGER RD, COVINGTON, OH 45318-8747 |
The 2025 property tax bill for 1635 Harshbarger Rd was $2,324 with a homeowner's exemption, up 11.7% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newton Township |
| Unified School District | Newton Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,324.00 (+11.68%) Homeowner's exemption | $71,440 (+29.99%) Land $13,970 Building $57,470 | $204,100 Land $39,900 Building $164,200 |
| 2024 | $2,081.00 (+5.58%) Homeowner's exemption | $54,960 (-) Land $10,470 Building $44,490 | |
| 2023 | $1,971.00 (-3.62%) Homeowner's exemption | $54,960 (-) Land $10,470 Building $44,490 | $157,000 (-) Land $29,900 Building $127,100 |
| 2022 | $2,045.00 Homeowner's exemption | $54,960 Land $10,470 Building $44,490 | $157,000 Land $29,900 Building $127,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1635 Harshbarger Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2005–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1635 Harshbarger Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Watch TV Fixed Wireless | 400 / 40 |
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