Miami County property record for 1590 Harshbarger Rd, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,680 sqft · built 1920 |
| Lot Size | 5 acres (217,887 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jan 2021) |
| Tax Bill | $1,853 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | I20-028220 |
| Primary APN | I20-028220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Upper Floors Area | 780 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 217,887 sqft (5 acres) |
| Porch | Slab |
| Porch Area | 270 sqft |
| Granary | 560 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1590 HARSHBARGER RD |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-8751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-8-14 SE COR NW |
| Legal Range | 04 |
| Legal Township | 08 |
| Legal Section | 14 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWTON |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 330100 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1590 HARSHBARGER RD, COVINGTON, OH 45318-8751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2021 · Amount on Record |
| Deed Sale | Jan 7, 2021 · Amount on Record |
| Prior Sale | Oct 1, 1988 |
| Deed Document Number | 20212021OR-00305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jan 7, 2021 |
| Property Address | 1590 HARSHBARGER RD, COVINGTON, OH 45318-8751 |
| Document Number | 0000000305 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 2021OR-00305 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1590 HARSHBARGER RD, COVINGTON, OH 45318-8751 |
| Document Number | 0000000306 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 2021OR-00306 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newton Township |
| Unified School District | Newton Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,853.00 (+12.03%) Homeowner's exemption | $56,670 (+26.38%) Land $26,110 Building $30,560 | $161,900 (+26.39%) Land $74,600 Building $87,300 |
| 2024 | $1,654.00 (+2.1%) Homeowner's exemption | $44,840 (-) Land $22,540 Building $22,300 | |
| 2023 | $1,620.00 (-3.57%) Homeowner's exemption | $44,840 (-) Land $22,540 Building $22,300 | $128,100 (-) Land $64,400 Building $63,700 |
| 2022 | $1,680.00 Homeowner's exemption | $44,840 Land $22,540 Building $22,300 | $128,100 Land $64,400 Building $63,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2005–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Watch TV Fixed Wireless | 400 / 40 |
5G (outdoors only) and 4G LTE
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