Miami County property record for 2656 Harshbarger Rd, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,539 sqft · built 2009 |
| Lot Size | 10 acres (435,644 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,300 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | I20-026970 |
| Primary APN | I20-026970 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,539 sqft Living Area |
| 1st Floor Area | 2,928 sqft |
| Upper Floors Area | 1,075 sqft |
| Basement Area | 1,464 sqft |
| Unfinished Basement | 1,464 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 435,644 sqft (10 acres) |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2656 HARSHBARGER RD |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-8757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-8-11 E CEN PT NW |
| Legal Range | 04 |
| Legal Township | 08 |
| Legal Section | 11 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWTON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 330100 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2656 HARSHBARGER RD, COVINGTON, OH 45318-8757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newton Township |
| Unified School District | Newton Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,300.00 (+20.75%) Homeowner's exemption | $132,060 (+35.86%) Land $19,110 Building $112,950 | $444,200 (+26.88%) Land $121,500 Building $322,700 |
| 2024 | $3,561.00 (+2.09%) Homeowner's exemption | $97,200 (-) Land $13,580 Building $83,620 | |
| 2023 | $3,488.00 (-3.59%) Homeowner's exemption | $97,200 (-) Land $13,580 Building $83,620 | $350,100 (-) Land $111,200 Building $238,900 |
| 2022 | $3,618.00 Homeowner's exemption | $97,200 Land $13,580 Building $83,620 | $350,100 Land $111,200 Building $238,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2005–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Watch TV Fixed Wireless | 400 / 40 |
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