Lake County property record for 16348 Pendio Dr, Bella Collina, FL 34756
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 8 ba · 4,425 sqft · built 2024 |
| Lot Size | 1 acres (43,594 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (May 2022) |
| Tax Bill | $6,031 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-22-26-0500-000-25100 |
| Primary APN | 12-22-26-0500-000-25100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 3 Half Baths |
| Stories | 1 Story |
| Building Area | 4,425 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Tile |
| Lot Area | 43,594 sqft (1 acres) |
| Garage Type | Finished |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Patio Area | 671 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3825695 |
|---|---|
| Street Address | 16348 PENDIO DR |
| City | BELLA COLLINA |
| State | FL |
| Zip | 34756-3614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLA COLLINA PB 51 PG 31-49 LOT 251 ORB 5963 PG 2488 |
| Legal Section | 12 |
| Legal Subdivision | BELLA COLLINA |
| Legal Tract | 500 |
| Legal Lot Number | 251 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 31301 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16348 PENDIO DR, BELLA COLLINA, FL 34756-3614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · Line of Credit TROVY LENDING CO |
| Mar 4, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 3, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2022 · Amount on Record |
| Deed Sale | May 23, 2022 · Amount on Record |
| Prior Sale | Oct 5, 2012 |
| Deed Document Number | 0059632488 |
| Deed Book / Page | 3515 / 1109 |
| Prior Transfer Date | May 25, 2017 |
| Prior Transfer Doc | 2017056777 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16348 PENDIO DR, BELLA COLLINA, FL 34756-3614 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16348 PENDIO DR, BELLA COLLINA, FL 34756-3614 |
| Document Number | 0066980940 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 6698/940 |
| Instrument | 2026030157 |
| Name | TROVY LENDING CO |
|---|---|
| Type | Mortgage Company |
| Address | 24275 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 2, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16348 PENDIO DR, BELLA COLLINA, FL 34756-3614 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16348 PENDIO DR, BELLA COLLINA, FL 34756-3614 |
| Document Number | 0066930532 |
|---|---|
| Date | Mar 4, 2026 |
| Book Page | 6693/532 |
| Instrument | 2026026131 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16348 PENDIO DR, BELLA COLLINA, FL 34756-3614 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8625 E BAYPOINT CIR, PARKLAND, FL 33076-4839 |
| Document Number | 0059990859 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 5999/859 |
| Instrument | 2022102533 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16348 PENDIO DR, BELLA COLLINA, FL 34756-3614 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16348 PENDIO DR, BELLA COLLINA, FL 34756-3614 |
| Document Number | 0066250918 |
|---|---|
| Date | Nov 3, 2025 |
| Book Page | 6625/918 |
| Instrument | 2025135478 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,570,865 (+598.16%) Land $500,000 Building $1,070,865 | $1,866,515 (+729.56%) Land $500,000 Building $1,366,515 | |
| 2024 | $6,031.00 (+21.74%) | ||
| 2023 | $4,954.00 (+18.46%) | $225,000 (-) | $225,000 (-) Land $225,000 |
| 2022 | $4,182.00 | $225,000 | $225,000 Land $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE ISLAND private · serves 35 people · EPA ID FL3354956 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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