1634 Hawksbill Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1634 Hawksbill Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 1,928 sqft · built 2016
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on Record
Tax Bill	$4,190 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`143846`

Property Details

APN / Parcel Number

Primary APN	`143846`
Alternative APN	`312531084000011730`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,928 sqft Heated Area
Gross Area	2,324 sqft
1st Floor Area	947 sqft
Upper Floors Area	981 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,879 sqft (0.112 acres)
Garage Type	Finished
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	102 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	143846
Street Address	1634 HAWKSBILL LN
City	SAINT CLOUD
State	FL
Zip	34771-7544
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SPUD
Legal Description	TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 173
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK TOWNHOMES
Legal Phase	1A
Legal Tract	840
Legal Block	1
Legal Lot Number	173
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2014
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1634 HAWKSBILL LN, SAINT CLOUD, FL 34771-7544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UTILITIES EMPLOYEES CU
Jul 25, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UTILITIES EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022
Deed Sale	Nov 10, 2022
Deed Document Number	0063141466
Deed Book / Page	5183 / 2642
Prior Transfer Date	Jul 25, 2017
Prior Transfer Doc	2017107380
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1634 HAWKSBILL LN, SAINT CLOUD, FL 34771-7544
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1634 HAWKSBILL LN, SAINT CLOUD, FL 34771-7544

Mortgage

Document Number	0061450134
Date	Feb 7, 2022
Book Page	6145/134
Instrument	2022020407

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jan 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1634 HAWKSBILL LN, SAINT CLOUD, FL 34771-7544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057692497
Date	Aug 6, 2020
Book Page	5769/2497
Instrument	2020103469

Lender

Name	UTILITIES EMPLOYEES CU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 25, 2017
Property Address	1634 HAWKSBILL LN, SAINT CLOUD, FL 34771-7544
Document Number	0051832642
Book / Page	5183 / 2642
Map Reference	MB19 PG22-25
Instrument Date	Jul 24, 2017
Instrument	2017107380
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,601.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1634 HAWKSBILL LN, SAINT CLOUD, FL 34771-7544

Mortgage

Document Number	0051832643
Date	Jul 25, 2017
Instrument	5183/2643

Lender

Name	UTILITIES EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,190.00 (+6.13%) Homeowner's exemption	$277,006 (+5.99%)	$296,700 (-1.46%) Land $40,000 Building $256,700
2023	$3,948.00 (+21.22%) Homeowner's exemption	$261,360 (+14.67%)	$301,100 (+25.09%) Land $14,900 Building $286,200
2022	$3,257.00 Homeowner's exemption	$227,933	$240,700 Land $14,900 Building $225,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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