1635 Hawksbill Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1635 Hawksbill Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,967 sqft · built 2016
Lot Size	0.169 acres (7,361 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Dec 2025)
Tax Bill	$3,664 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-25-31-0840-0001-0550`

Property Details

APN / Parcel Number

Primary APN	`31-25-31-0840-0001-0550`
Alternative APNs	`253131084000010550` `143728`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,967 sqft Living Area
Gross Area	3,821 sqft
1st Floor Area	1,526 sqft
Upper Floors Area	1,441 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,361 sqft (0.169 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1635 HAWKSBILL LN
City	SAINT CLOUD
State	FL
Zip	34771-7545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 55
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK PH 1A
Legal Phase	1A
Legal Tract	840
Legal Block	550
Legal Lot Number	55
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2064
Census Tract	43600

Owner

Source: Osceola County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1635 HAWKSBILL LN, SAINT CLOUD, FL 34771-7545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 5, 2018	Loan Modification, Mortgage · FHA Mortgage FBC MTG
Jul 5, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Oct 15, 2020 · Amount on Record
Deed Document Number	2025146698
Deed Book / Page	6886 / 2942
Prior Transfer Date	Aug 5, 2010
Prior Transfer Doc	0040180557
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 1, 2025
Property Address	1635 HAWKSBILL LN, SAINT CLOUD, FL 34771-7545
Document Number	0068862942
Book / Page	6886 / 2942
Map Reference	MB 19 PG 22-25
Instrument Date	Nov 25, 2025
Instrument	2025146698
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	CHASE TITLE, CHASE TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6119 HEDGESPARROWS LN, SANFORD, FL 32771-6496

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 HAWKSBILL LN, SAINT CLOUD, FL 34771-7545

Mortgage

Document Number	0068862944
Date	Dec 1, 2025
Instrument	6886/2944

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 15, 2020
Property Address	1635 HAWKSBILL LN, SAINT CLOUD, FL 34771-7545
Document Number	0058132034
Book / Page	5813 / 2034
Map Reference	MB 19 PG 22-25
Instrument Date	Oct 9, 2020
Instrument	2020139697
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 HAWKSBILL LN, SAINT CLOUD, FL 34771-7545

Mortgage

Document Number	0058132036
Date	Oct 15, 2020
Instrument	5813/2036

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	1635 HAWKSBILL LN, SAINT CLOUD, FL 34771-7545
Document Number	0053971982
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1635 HAWKSBILL LN ST CLOUD FL 347717545, ST CLOUD, FL 34771-7545

Mortgage

Document Number	0053971982
Date	Sep 7, 2018
Book Page	005397/001982
Instrument	135244

Lender

Name	FBC MTG
Type	Mortgage Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1635 HAWKSBILL LN, SAINT CLOUD, FL 34771-7545
Document Number	0053721580
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1635 HAWKSBILL LN ST CLOUD FL 347717545, ST CLOUD, FL 34771-7545

Mortgage

Document Number	0053721580
Date	Jul 24, 2018
Book Page	005372/001580
Instrument	112958

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,664.00 (+3.5%) Homeowner's exemption	$247,611 (+5.99%)	$439,600 (-2.68%) Land $75,000 Building $364,600
2024	$3,540.00 (+2.67%)
2023	$3,448.00 (+3.61%) Homeowner's exemption	$233,625 (+3%)	$451,700 (+14.44%) Land $65,000 Building $386,700
2022	$3,328.00 Homeowner's exemption	$226,821	$394,700 Land $60,000 Building $334,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

Nearby Properties on Hawksbill Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures