1627 Hawksbill Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1627 Hawksbill Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,818 sqft · built 2018
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jul 2018)
Tax Bill	$3,824 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-25-31-0840-0001-0570`

Property Details

APN / Parcel Number

Primary APN	`31-25-31-0840-0001-0570`
Alternative APNs	`253131084000010570` `143730`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,818 sqft Living Area
Gross Area	2,410 sqft
1st Floor Area	1,818 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Concrete Block/Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1627 HAWKSBILL LN
City	SAINT CLOUD
State	FL
Zip	34771-7545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 57
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK PH 1A
Legal Phase	1A
Legal Tract	840
Legal Block	570
Legal Lot Number	57
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2064
Census Tract	43600

Owner

1627 Hawksbill Ln is owned and occupied by two individuals who bought it in July 2018.

Source: Osceola County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1627 HAWKSBILL LN, SAINT CLOUD, FL 34771-7545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP
Apr 8, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 27, 2018	Special Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Prior Sale	Apr 7, 2011 · Amount on File
Deed Document Number	2018115070
Deed Book / Page	5374 / 2132
Prior Transfer Date	Aug 5, 2010
Prior Transfer Doc	0040180557
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Sep 28, 2026
Property Address	1627 HAWKSBILL LN, SAINT CLOUD, FL 34771-7545
Document Number	0000124482
Book / Page	7040 / 1107
Instrument Date	Aug 28, 2026
Instrument	2026124482
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1627 HAWKSBILL LN, SAINT CLOUD, FL 34771-7545

Mortgage

Document Number	0000124482,
Date	Sep 28, 2026
Book Page	7040/1107
Instrument	2026124482

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Oct 1, 2066

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1627 HAWKSBILL LN, SAINT CLOUD, FL 34771-7545
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1627 HAWKSBILL LN, MAGNOLIA SQ, FL 34771-7545

Mortgage

Document Number	0061901840
Date	Apr 8, 2022
Book Page	6190/1840
Instrument	2022056461

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2052

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 27, 2018
Property Address	1627 HAWKSBILL LN, SAINT CLOUD, FL 34771-7545
Document Number	0053742132
Book / Page	5374 / 2132
Map Reference	MB19 PG22-25
Instrument Date	Jul 26, 2018
Instrument	2018115070
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1627 HAWKSBILL LN, SAINT CLOUD, FL 34771-7545

Mortgage

Document Number	2018115071
Date	Jul 27, 2018
Instrument	2018115071

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1627 Hawksbill Ln was $3,824 with a homeowner's exemption, up 3.5% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,824.00 (+3.52%) Homeowner's exemption	$256,533	$332,500 Land $75,000 Building $257,500
2024	$3,694.00 (+2.61%)
2023	$3,600.00 (+3.6%) Homeowner's exemption	$242,043 (+3%)	$329,800 (+13.92%) Land $65,000 Building $264,800
2022	$3,475.00 Homeowner's exemption	$234,994	$289,500 Land $60,000 Building $229,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1627 Hawksbill Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1627 Hawksbill Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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