Hillsborough County property record for 1632 Oracle Dr, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,026 sqft · built 2004 |
| Lot Size | 0.26 acres (11,322 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $211,200 (Oct 2003) |
| Tax Bill | $3,517 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 054953-5258 |
| Primary APN | 054953-5258 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,026 sqft Living Area |
| Gross Area | 2,870 sqft |
| 1st Floor Area | 2,026 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,322 sqft (0.26 acres) |
| Lot Dimensions | 112 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 310 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 256 sqft |
| Deck Area | Deck Area |
| Patio Area | 559 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0549535258 |
|---|---|
| Street Address | 1632 ORACLE DR |
| City | SUN CITY CENTER |
| State | FL |
| Zip | 33573-6620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | CYPRESS CREEK VILLAGE A-1 LOT 66 BLOCK 2 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 02 |
| Legal Subdivision | CYPRESS CREEK VILLAGE A-1 |
| Legal Tract | 5Z5 |
| Legal Block | 2 |
| Legal Lot Number | 66 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 14009 |
1632 Oracle Dr is owned and occupied by two individuals who bought it in October 2003.
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1632 ORACLE DR, SUN CITY CENTER, FL 33573-6620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2003 · Amount on File |
| Deed Sale | Oct 15, 2003 · Amount on File |
| Prior Sale | Oct 15, 2003 · Amount on File |
| Deed Document Number | 2003439446 |
| Deed Book / Page | 13210 / 1947 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1632 Oracle Dr was $3,517 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,585 (+2.7%) | $349,790 (-4.52%) Land $96,808 Building $252,982 | |
| 2025 | $3,517.00 Homeowner's exemption | $195,312 | $366,347 Land $96,808 Building $269,539 |
| 2023 | $3,076.00 (-4.29%) Homeowner's exemption | $184,280 (+3%) | $369,184 (+5.65%) Land $96,808 Building $272,376 |
| 2022 | $3,214.00 Homeowner's exemption | $178,913 | $349,429 Land $92,198 Building $257,231 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1632 Oracle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 2 (2000–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1632 Oracle Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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