16319 Arrowhead Trl, Clermont, FL 34711 Property Records

Lake County property record for 16319 Arrowhead Trl, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,220 sqft · built 1997
Lot Size	0.411 acres (17,945 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Feb 2019)
Tax Bill	$3,576 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-22-26-0105-000-02600`

Property Details

APN / Parcel Number

Primary APN	`23-22-26-0105-000-02600`
Alternative APN	`3749499`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,220 sqft Living Area
1st Floor Area	2,220 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	17,945 sqft (0.411 acres)
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3749499
Street Address	16319 ARROWHEAD TRL
City	CLERMONT
State	FL
Zip	34711-8199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARROWHEAD PHASE 1 SUB LOT 26 PB 38 PGS 29-30 ORB 5240 PG 1496
Legal Range	26E
Legal Township	22S
Legal Section	23
Legal Subdivision	ARROWHEAD
Legal Phase	1
Legal Tract	105
Legal Lot Number	26
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2001
Census Tract	31321

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16319 ARROWHEAD TRL, CLERMONT, FL 34711-8199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE FIRM
Feb 26, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2019 · Amount on Record
Deed Sale	Feb 26, 2019 · Amount on Record
Prior Sale	Oct 2, 1997 · Amount on Record
Deed Document Number	2019021269
Deed Book / Page	5240 / 1496
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16319 ARROWHEAD TRL, CLERMONT, FL 34711-8199
Document Number	0054601701
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16319 ARROWHEAD TRL CLERMONT FL 347118199, CLERMONT, FL 34711-8199

Mortgage

Document Number	0054601701
Date	Apr 24, 2020
Book Page	005460/001701
Instrument	46952

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 26, 2019
Property Address	16319 ARROWHEAD TRL, CLERMONT, FL 34711-8199
Document Number	0052401496
Book / Page	005240 / 001496
Instrument Date	Feb 21, 2019
Instrument	21269
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	THE CLOSING BOUTIQUE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16319 ARROWHEAD TRL CLERMONT FL 347118199, CLERMONT, FL 34711-8199

Mortgage

Document Number	52401497
Date	Feb 26, 2019
Book Page	005240/001497
Instrument	21270

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$259,690 (+5.98%) Land $100,000 Building $159,690	$389,159 (+0.34%) Land $100,000 Building $289,159
2024	$3,576.00 (+7.87%)
2023	$3,315.00 (+7.59%) Homeowner's exemption	$245,030 (+3%)	$387,835 (+3%) Land $79,100 Building $308,735
2022	$3,081.00 Homeowner's exemption	$237,900	$376,535 Land $67,800 Building $308,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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