16318 Arrowhead Trl, Clermont, FL 34711 Property Records

Lake County property record for 16318 Arrowhead Trl, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,074 sqft · built 1999
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Feb 2019)
Tax Bill	$5,397 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-22-26-0105-000-01400`

Property Details

APN / Parcel Number

Primary APN	`23-22-26-0105-000-01400`
Alternative APN	`3749375`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,074 sqft Living Area
1st Floor Area	2,074 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,589 sqft (0.289 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	487 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3749375
Street Address	16318 ARROWHEAD TRL
City	CLERMONT
State	FL
Zip	34711-8175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARROWHEAD PHASE 1 SUB LOT 14 PB 38 PGS 29-30 ORB 5240 PG 347
Legal Range	26E
Legal Township	22S
Legal Section	23
Legal Subdivision	ARROWHEAD
Legal Phase	1
Legal Tract	105
Legal Lot Number	14
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2000
Census Tract	31321

Owner

16318 Arrowhead Trl is owned and occupied by two individuals who bought it in February 2019.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	16318 ARROWHEAD TRL, CLERMONT, FL 34711-8175
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU
Feb 25, 2019	Warranty Deed, Transfer · Conventional with PMI DEEPHAVEN MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2019 · Amount on File
Deed Sale	Feb 25, 2019 · Amount on File
Prior Sale	Feb 18, 2010 · Amount on File
Deed Document Number	2019020829
Deed Book / Page	5240 / 0347
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16318 ARROWHEAD TRL, CLERMONT, FL 34711-8175
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16318 ARROWHEAD TRL, CLERMONT, FL 34711-8175

Mortgage

Document Number	0066270792
Date	Nov 5, 2025
Book Page	6627/792
Instrument	2025136867

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Nov 4, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 25, 2019
Property Address	16318 ARROWHEAD TRL, CLERMONT, FL 34711-8175
Document Number	0052400347
Book / Page	005240 / 000347
Instrument Date	Feb 22, 2019
Instrument	20829
Transaction Type	Transfer
Record Updated	Mar 5, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 JOYCE DR PISCATAWAY NJ 088543430, PISCATAWAY, NJ 08854-3430

Mortgage

Document Number	52400349
Date	Feb 25, 2019
Book Page	005240/000349
Instrument	20830

Lender

Name	DEEPHAVEN MTG LLC
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$384,394 Land $100,000 Building $284,394	$384,394 Land $100,000 Building $284,394
2024	$5,397.00 (+5.84%)
2023	$5,099.00 (+5.72%) Homeowner's exemption	$379,360 (+3%)	$379,613 (+3.07%) Land $79,100 Building $300,513
2022	$4,823.00 Homeowner's exemption	$368,313	$368,313 Land $67,800 Building $300,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16318 Arrowhead Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16318 Arrowhead Trl is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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