16318 E Downers Dr, Loxahatchee, FL 33470 Property Records

Palm Beach County property record for 16318 E Downers Dr, Loxahatchee, FL 33470

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,200 sqft · built 1980
Lot Size	1.13 acres (49,606 sqft)
Owner	Individual Name on Record
Last Sale	$407,790 (Jun 2019)
Tax Bill	$9,208 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-40-43-24-00-000-7860`

Property Details

APN / Parcel Number

Primary APN	`00-40-43-24-00-000-7860`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,200 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	2,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	49,606 sqft (1.13 acres)
Lot Dimensions	200 ft deep x 61 ft wide
Garage Area	1,200 sqft

Exterior Amenities

Pool Area	78 sqft
Porch	Open Porch
Porch Area	270 sqft
Patio Area	228 sqft
Shed	1 Shed
Shed Area	216 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	16318 E DOWNERS DR
City	LOXAHATCHEE
State	FL
Zip	33470-4050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	24-43-40~ S 248 FT OF N 4852 FT OF E 200 FT OF W 2564 FT OF SEC A/K/A AO-186
Legal Range	40E
Legal Township	43S
Legal Section	24
Legal Subdivision	ACREAGE & UNREC
Jurisdiction	PALM BEACH FL
Township / Civil Division	ROYAL PALM BEACH-WEST JUPITER
Census Block Group	1
Census Block	1009
Census Tract	7851

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16318 E DOWNERS DR, LOXAHATCHEE, FL 33470-4050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jun 4, 2019	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Prior Sale	May 21, 1996 · Amount on Record
Deed Document Number	20190201470
Deed Book / Page	30655 / 1238
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	16318 E DOWNERS DR, LOXAHATCHEE, FL 33470-4050
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16318 E DOWNERS DR, LOXAHATCHEE, FL 33470-4050

Mortgage

Document Number	0340580679
Date	Jan 9, 2023
Book Page	34058/679
Instrument	20230007082

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	16318 E DOWNERS DR, LOXAHATCHEE, FL 33470-4050
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16318 E DOWNERS DR, LOXAHATCHEE, FL 33470-4050

Mortgage

Document Number	0332120578
Date	Jan 12, 2022
Book Page	33212/578
Instrument	20220016760

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 4, 2019
Property Address	16318 E DOWNERS DR, LOXAHATCHEE, FL 33470-4050
Document Number	0306551238
Book / Page	30655 / 1238
Instrument Date	May 31, 2019
Instrument	20190201470
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	DISTINCTIVE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,854.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16318 E DOWNERS DR, 16318, LOXAHATCHEE, FL 33470-4050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16318 E DOWNERS DR, LOXAHATCHEE, FL 33470-4050

Mortgage

Document Number	20190201471
Date	Jun 4, 2019
Instrument	20190201471

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,208.00 (+12.11%)	$482,387 (+12.16%) Land $179,322 Building $303,065	$482,387 (+12.16%) Land $179,322 Building $303,065
2023	$8,213.00 (+8.71%)	$430,106 (+7.87%) Land $151,734 Building $278,372	$430,106 (+7.87%) Land $151,734 Building $278,372
2022	$7,555.00	$398,741 Land $125,350 Building $273,391	$398,741 Land $125,350 Building $273,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

16318 E Downers Dr, Loxahatchee, FL 33470 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on E Downers Dr

Nearby Streets

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