Palm Beach County property record for 16281 E Downers Dr, Loxahatchee, FL 33470
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,814 sqft · built 1980 |
| Lot Size | 1.27 acres (55,609 sqft) |
| Last Sale | $325,000 (Jan 2018) |
| Tax Bill | $5,463 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-40-43-24-00-000-7660 |
| Primary APN | 00-40-43-24-00-000-7660 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,814 sqft Living Area |
| Gross Area | 2,346 sqft |
| 1st Floor Area | 1,814 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 55,609 sqft (1.27 acres) |
| Lot Dimensions | 200 ft deep x 36 ft wide |
| Garage Type | Attached |
| Garage Area | 477 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 55 sqft |
| Shed | 1 Shed |
| Shed Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 16281 E DOWNERS DR |
|---|---|
| City | LOXAHATCHEE |
| State | FL |
| Zip | 33470-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | 24-43-40~ S 278 FT OF N 4604 FT OF E 200 FT OF W 2764 FT OF SEC A/K/A AO-222 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | ROYAL PALM BEACH-WEST JUPITER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 7851 |
Source: Palm Beach County assessment roll, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Mailing Address | CONFIDENTIAL RECORD |
|---|---|
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUARDIANS CU |
| Last Sale | Jan 31, 2018 · Amount on Record |
|---|---|
| Deed Sale | Jan 31, 2018 · Amount on Record |
| Deed Document Number | 201840720 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16281 E DOWNERS DR, LOXAHATCHEE, FL 33470-4013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16281 E DOWNERS DR, LOXAHATCHEE, FL 33470-4013 |
| Document Number | 0326961677 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 32696/1677 |
| Instrument | 20210333706 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16281 E DOWNERS DR, LOXAHATCHEE, FL 33470-4013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16281 E DOWNERS DR, LOXAHATCHEE GROVES, FL 33470-4013 |
| Document Number | 0328480152 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 32848/152 |
| Instrument | 20210414692 |
| Name | GUARDIANS CU |
|---|---|
| Type | Credit Union |
| Address | WEST PALM BEACH, FL 33406 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 30, 2036 |
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,463.00 (+2.78%) Homeowner's exemption | $261,781 (+5.99%) | $430,788 (+11.98%) Land $191,277 Building $239,511 |
| 2023 | $5,315.00 (+6.75%) | $246,993 (+3%) | $384,691 (+10.83%) Land $161,850 Building $222,841 |
| 2022 | $4,979.00 | $239,799 | $347,090 Land $133,706 Building $213,384 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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