16282 E Downers Dr, Loxahatchee, FL 33470 Property Records

Palm Beach County property record for 16282 E Downers Dr, Loxahatchee, FL 33470 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,889 sqft · built 1989
Lot Size	1.13 acres (49,606 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (May 2023)
Tax Bill	$8,283 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-40-43-24-00-000-7870`

Property Details

APN / Parcel Number

Primary APN	`00-40-43-24-00-000-7870`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,889 sqft Living Area
Gross Area	2,587 sqft
1st Floor Area	1,889 sqft
Utility Area	105 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	49,606 sqft (1.13 acres)
Lot Dimensions	200 ft deep x 25 ft wide

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	236 sqft
Patio Area	856 sqft
Storage Building	357 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16282 E DOWNERS DR
City	LOXAHATCHEE
State	FL
Zip	33470-4012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24-43-40~ S 248 FT OF N 4852 FT OF E 200 FT OF W 2764 FT OF SEC A/K/A AO-223
Legal Range	40E
Legal Township	43S
Legal Section	24
Legal Subdivision	ACREAGE & UNREC
Legal Tract	AO-223
Jurisdiction	PALM BEACH FL
Township / Civil Division	ROYAL PALM BEACH-WEST JUPITER
Census Block Group	1
Census Block	1009
Census Tract	7851

Owner

Source: Palm Beach County records · APN 00-40-43-24-00-000-7870

Assessment roll updated December 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16282 E DOWNERS DR, LOXAHATCHEE, FL 33470-4012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage VISIONET SYSTEMS INC, VISIONET SYSTEMS
May 08, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2023 · Amount on Record
Deed Sale	May 08, 2023 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	2023153381
Deed Book / Page	34288 / 1567
Prior Transfer Date	Aug 12, 2015
Prior Transfer Doc	0277791707
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Recording Date	Apr 29, 2026
Property Address	16282 E DOWNERS DR, LOXAHATCHEE, FL 33470-4012
Document Number	0000154919
Book / Page	36484 / 484
Instrument Date	Apr 15, 2026
Instrument	2026154919
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16282 E DOWNERS DR, LOXAHATCHEE, FL 33470-4012

Mortgage

Document Number	0000154919,
Date	Apr 29, 2026
Book Page	36484/484
Instrument	2026154919

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 08, 2023
Property Address	16282 E DOWNERS DR, LOXAHATCHEE, FL 33470-4012
Document Number	0342881567
Book / Page	34288 / 1567
Instrument Date	Apr 24, 2023
Instrument	20230153381
Transaction Type	Transfer
Record Updated	Jun 05, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7650 NW 147TH PL, TRENTON, FL 32693-7385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16282 E DOWNERS DR, LOXAHATCHEE, FL 33470-4012

Mortgage

Document Number	0342881568
Date	May 08, 2023
Instrument	34288/1568

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2053

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 28, 2018
Property Address	16282 E DOWNERS DR, LOXAHATCHEE, FL 33470-4012
Document Number	0296770550
Book / Page	029677 / 000550
Instrument Date	Feb 13, 2018
Instrument	75552
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,296.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16282 E DOWNERS DR LOXAHATCHEE FL 334704012, LOXAHATCHEE, FL 33470-4012

Tax Assessment & Valuation

Source: Palm Beach County records · Assessment roll updated December 10, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,283.00 (+2.75%)	$443,665 (+53.86%)	$488,748 (+9.89%) Land $179,322 Building $309,426
2024	$8,061.00 (+37.91%)
2023	$5,845.00 (+5.52%)	$288,362 (+3%)	$444,757 (+12.6%) Land $151,734 Building $293,023
2022	$5,539.00 Homeowner's exemption	$279,963	$394,985 Land $125,350 Building $269,635

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Palm Beach County (12099C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120990078511, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 72 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 100 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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