1631 E Main St, Albemarle, NC 28001 Property Records

Stanly County property record for 1631 E Main St, Albemarle, NC 28001 · Last verified February 2024

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 1 ba · 1,232 sqft · built 1930
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$911 (2023)
Deeds & Mortgages	Oct 2023 Foreclosure Aug 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`655803049527`

Property Details

APN / Parcel Number

Primary APN	`655803049527`
Alternative APNs	`1532722` `33459`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Finished Area
Gross Area	1,472 sqft
Flooring	Wood

Exterior

Year Built	Built 1930
Exterior Material	Asbestos
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	114 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	240 sqft
Porch	Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1532722
Street Address	1631 E MAIN ST
City	ALBEMARLE
State	NC
Zip	28001-5327
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	HSE 1631 E MAIN ST LT 29/30 655813147
Legal Subdivision	T D ALMOND PROP
Legal Lot Number	29
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	1
Census Block	1054
Census Tract	930300

Owner

Source: Stanly County records · APN 655803049527

Assessment roll updated January 1, 2023 · Last verified February 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1210 PENNINGTON RD, ALBEMARLE, NC 28001-8362
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Commissioner's Deed, Foreclosure Foreclosure Auction
Aug 28, 2020	Loan Modification, Mortgage · Conventional Mortgage UWHARRIE BK
Aug 30, 2019	Loan Modification, Mortgage · Conventional Mortgage UWHARRIE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 23, 2023
Transfer Doc	0000462801
Record Updated	Jun 07, 2026

October 2023: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	STANLY NC
Recording Date	Oct 23, 2023
Property Address	1631 E MAIN ST, ALBEMARLE, NC 28001-5327
Document Number	0000462801
Book / Page	1836 / 89
Instrument Date	Oct 23, 2023
Instrument	462801
Transaction Type	Foreclosure
Record Updated	Jan 31, 2024

Transaction

Amount	Amount Recorded
Tax	$252.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 PENNINGTON RD, ALBEMARLE, NC 28001-8362

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANLY NC
Property Address	1631 E MAIN ST, ALBEMARLE, NC 28001-5327
Document Number	0017150582
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 N GIFFORD LN RICHFIELD NC 281377945, RICHFIELD, NC 28137-7945

Mortgage

Document Number	0017150582
Date	Oct 05, 2020
Book Page	001715/000582

Lender

Name	UWHARRIE BK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANLY NC
Property Address	1631 E MAIN ST, ALBEMARLE, NC 28001-5327
Document Number	0000412778
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 N GIFFORD LN RICHFIELD NC 281377945, RICHFIELD, NC 28137-7945

Mortgage

Document Number	0000412778
Date	Sep 06, 2019
Book Page	001679/000921
Instrument	412778

Lender

Name	UWHARRIE BK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified February 2024

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$911.00	$74,747 Land $16,407 Building $58,340	$74,747 Land $16,407 Building $58,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371679303001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1997, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures