1640 E Main St, Albemarle, NC 28001 Property Records

Stanly County property record for 1640 E Main St, Albemarle, NC 28001

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 2 ba · 1,640 sqft · built 1955
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Individual Names on Record
Tax Bill	$758 (2023)
Flood Zone	Zone X (minimal risk)
APN	`655803049396`

Property Details

APN / Parcel Number

Primary APN	`655803049396`
Alternative APNs	`14726` `21744`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,640 sqft Finished Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Exterior Material	Combination
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	163 ft deep x 75 ft wide
Porch	Porch
Porch Area	96 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	21744
Street Address	1640 E MAIN ST
City	ALBEMARLE
State	NC
Zip	28001-5328
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	GHBD
Legal Description	HSE 1640 E MAIN ST LT 5 PT 6 655813088
Legal Subdivision	GROVES HEIGHTS
Legal Lot Number	5
Jurisdiction	STANLY NC
Township / Civil Division	SOUTH ALBEMARLE
Census Block Group	1
Census Block	1002
Census Tract	931203

Owner

Source: Stanly County records, as of October 2, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1640 E MAIN ST, ALBEMARLE, NC 28001-5328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2003
Deed Sale	Jun 2, 2003
Deed Document Number	0000931957
Record Updated	Jun 7, 2026

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$758.00 (+1.2%)	$77,781 (-) Land $14,071 Building $63,710	$77,781 (-) Land $14,071 Building $63,710
2022	$749.00	$77,781 Land $14,071 Building $63,710	$77,781 Land $14,071 Building $63,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20