Stanly County property record for 1528 E Main St, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1925 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Company Name on Record |
| Last Sale | $400,000 (Feb 2024) |
| Tax Bill | $1,003 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 655803044561 |
| Primary APN | 655803044561 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood Siding |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 185 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 130 sqft |
| Carport | Carport |
| Carport Area | 130 sqft |
| Porch | Porch |
| Porch Area | 296 sqft |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1552825 |
|---|---|
| Street Address | 1528 E MAIN ST |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-5238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GHBD |
| Legal Description | HSE 1528 E MAIN ST 655813082 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | SOUTH ALBEMARLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 931203 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1528 E MAIN ST, ALBEMARLE, NC 28001-5238 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Commercial Mortgage BCC ST LLC |
| Feb 13, 2024 | Warranty Deed, Transfer · Commercial Mortgage BELL ROCK INCOME FUND 1 LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2024 · Amount on Record |
| Deed Sale | Feb 13, 2024 · Amount on Record |
| Prior Sale | Jan 1, 2010 |
| Deed Document Number | 2024465333 |
| Deed Book / Page | 1844 / 1096 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 1528 E MAIN ST, ALBEMARLE, NC 28001-5238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4030 WAKE FOREST RD 349, 349, RALEIGH, NC 27609-0010 |
| Document Number | 0000481479 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 1896/28 |
| Instrument | 481479 |
| Name | BCC ST LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEWARK, NJ 07102 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Feb 13, 2024 |
| Property Address | 1528 E MAIN ST, ALBEMARLE, NC 28001-5238 |
| Document Number | 0000465333 |
| Book / Page | 1844 / 1096 |
| Instrument Date | Feb 6, 2024 |
| Instrument | 465333 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17630 EFIRD RD, ALBEMARLE, NC 28001-9067 |
| Name | Verified Name |
|---|---|
| Address | 1914 GREAT BALSAM WAY, FORT MILL, SC 29715-0091 |
| Investor | Possibly a Property Investor |
| Document Number | 0000465334 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 465334 |
| Name | BELL ROCK INCOME FUND 1 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Aug 12, 2024 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,003.00 (+56.47%) | $89,554 (+70.36%) Land $24,750 Building $64,804 | $89,554 (+70.36%) Land $24,750 Building $64,804 |
| 2023 | $641.00 | $52,568 Land $14,850 Building $37,718 | $52,568 Land $14,850 Building $37,718 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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