16309 E 31st Ter S, Independence, MO 64055 Property Records

Jackson County property record for 16309 E 31st Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,426 sqft · built 1962
Lot Size	0.289 acres (12,607 sqft)
Owner	Individual Name on File
Tax Bill	$2,585 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-740-05-01`

Property Details

APN / Parcel Number

Primary APN	`26-740-05-01`
Alternative APNs	`26-740-05-01-00-0-00-000` `26740050100000001` `784402`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,426 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	864 sqft
Finished Basement	240 sqft
Unfinished Basement	624 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,607 sqft (0.289 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	784402
Street Address	16309 E 31ST TER S
City	INDEPENDENCE
State	MO
Zip	64055-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENDALE GARDENS LOT 81
Legal Subdivision	GLENDALE GARDENS
Legal Block	1
Legal Lot Number	81
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	14603

Owner

16309 E 31st Ter S is owned and occupied by an individual who acquired it in May 2017.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16309 E 31ST TER S, INDEPENDENCE, MO 64055-2725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage COMMUNITYAMERICA CU
May 30, 2017	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2017
Deed Sale	May 30, 2017
Prior Sale	Jan 16, 2013 · Amount on File
Deed Document Number	2017E47744
Transfer Doc	0000000073
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16309 E 31ST TER S, INDEPENDENCE, MO 64055-2725
Document Number	0000E09611
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16309 E 31ST TER S INDEPENDENCE MO 640552725, INDEPENDENCE, MO 64055-2725

Mortgage

Document Number	0000E09611
Date	Jan 27, 2021
Instrument	9611E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 26, 2046

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 30, 2017
Property Address	16309 E 31ST TER S, INDEPENDENCE, MO 64055-2725
Document Number	0000E47744
Instrument Date	May 26, 2017
Instrument	47744E
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	ALPHA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16309 E 31ST TER S INDEPENDENCE MO 640552725, INDEPENDENCE, MO 64055-2725

Mortgage

Document Number	E48883
Date	May 30, 2017
Instrument	48883E

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16309 E 31st Ter S was $2,585, up 1.7% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,183 (-) Land $5,694 Building $30,489	$190,440 (-)
2025	$2,585.00 (+1.69%)	$36,183 Land $5,694 Building $30,489	$190,440
2024	$2,542.00 (+2.33%)
2023	$2,484.00	$36,701 Land $4,929 Building $31,772	$193,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16309 E 31st Ter S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16309 E 31st Ter S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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