16308 E 31st Ter S, Independence, MO 64055 Property Records

Jackson County property record for 16308 E 31st Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 980 sqft · built 1962
Lot Size	0.246 acres (10,718 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (May 2025)
Tax Bill	$2,101 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-740-04-31`

Property Details

APN / Parcel Number

Primary APN	`26-740-04-31`
Alternative APNs	`26-740-04-31-00-0-00-000` `26740043100000001` `784401`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	552 sqft
Basement Area	432 sqft
Finished Basement	300 sqft
Unfinished Basement	132 sqft
Flooring	Carpet

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,718 sqft (0.246 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	784401
Street Address	16308 E 31ST TER S
City	INDEPENDENCE
State	MO
Zip	64055-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENDALE GARDENS LOT 80
Legal Subdivision	GLENDALE GARDENS
Legal Block	1
Legal Lot Number	80
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1012
Census Tract	14603

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16308 E 31ST TER S, INDEPENDENCE, MO 64055-2726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 7, 2023	Intrafamily Transfer, Transfer
Feb 4, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Sep 8, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Prior Sale	Feb 4, 2022 · Amount on Record
Deed Document Number	202533173
Prior Transfer Date	Jun 12, 2023
Prior Transfer Doc	00E0056687
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16308 E 31ST TER S, INDEPENDENCE, MO 64055-2726
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16308 E 31ST TER S, INDEPENDENCE, MO 64055-2726

Mortgage

Document Number	00E0015703
Date	Mar 4, 2026
Instrument	2026E0015703

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Aug 7, 2023
Property Address	16308 E 31ST TER S, INDEPENDENCE, MO 64055-2726
Document Number	00E0056687
Instrument Date	Jun 12, 2023
Instrument	2023E0056687
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 NE FAIRINGTON CT, LEES SUMMIT, MO 64064-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 NE WEDDLE LN, LEES SUMMIT, MO 64086-3500

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 4, 2022
Property Address	16308 E 31ST TER S, INDEPENDENCE, MO 64055-2726
Document Number	00E0011559
Instrument Date	Jan 31, 2022
Instrument	2022E0011559
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 NE FAIRINGTON CT, LEES SUMMIT, MO 64064-1313

Mortgage

Document Number	00E0011560
Date	Feb 4, 2022
Instrument	2022E0011560

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 8, 2021
Property Address	16308 E 31ST TER S, INDEPENDENCE, MO 64055-2726
Document Number	00E0099041
Instrument Date	Sep 7, 2021
Instrument	2021E0099041
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SE 3RD ST, LEES SUMMIT, MO 64063-2323
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,399 (-) Land $5,645 Building $23,754	$154,730 (-)
2025	$2,101.00 (-14.9%)	$29,399 (-17.52%) Land $5,645 Building $23,754	$154,730 (-17.52%)
2024	$2,469.00 (+2.32%)
2023	$2,413.00 (+46.95%)	$35,644 (+60.34%) Land $6,536 Building $29,108	$187,600 (+60.34%)
2022	$1,642.00	$22,230 Land $3,428 Building $18,802
2021			$117,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

Nearby Properties on E 31st Ter S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures