16308 Speaker Ave, Belton, MO 64012 Property Records

Cass County property record for 16308 Speaker Ave, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,276 sqft · built 1998
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Sep 2017)
Tax Bill	$7,225 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-03-07-000-000-044.000`

Property Details

APN / Parcel Number

Primary APN	`04-03-07-000-000-044.000`
Alternative APN	`2351535`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft
Basement Area	1,276 sqft
Finished Basement	546 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Patio Area	100 sqft

Location & Zoning

Account Number	2351535
Street Address	16308 SPEAKER AVE
City	BELTON
State	MO
Zip	64012-5469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERSET HILLS 2ND PLAT LOT 34
Legal Range	32
Legal Township	46
Legal Section	07
Legal Subdivision	SUMMERSET HILLS
Legal Lot Number	34
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	3
Census Block	3008
Census Tract	60003

Owner

Source: Cass County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16308 SPEAKER AVE, BELTON, MO 64012-5469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 5, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 27, 2017	Warranty Deed, Transfer PLATINUM TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Prior Sale	Apr 26, 2010
Deed Document Number	4175/115
Deed Book / Page	4175 / 115
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16308 SPEAKER AVE, BELTON, MO 64012-5469
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16308 SPEAKER AVE, BELTON, MO 64012-5469

Mortgage

Document Number	4734/114
Date	Aug 16, 2021
Book Page	4734/114
Instrument	698365

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16308 SPEAKER AVE, BELTON, MO 64012-5469
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 614629
Date	Oct 5, 2017
Book Page	4178/086
Instrument	614629

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Sep 27, 2017
Property Address	16308 SPEAKER AVE, BELTON, MO 64012-5469
Document Number	4175/115
Book / Page	4175 / 115
Instrument Date	Sep 26, 2017
Instrument	614164
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16308 SPEAKER AVE, BELTON, MO 64012-5469

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,225.00 (+160.17%)	$38,030 (+13.02%) Land $4,710 Building $33,320	$200,150 (+13.02%) Land $24,790 Building $175,360
2023	$2,777.00 (+4,858.93%)	$33,650 (+13.34%) Land $4,280 Building $29,370	$177,090 (+13.32%) Land $22,540 Building $154,550
2022	$56.00	$29,690 Land $4,280 Building $25,410
2021			$156,280 Land $22,540 Building $133,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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