16310 Speaker Ave, Belton, MO 64012 Property Records

Cass County property record for 16310 Speaker Ave, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,180 sqft · built 1999
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$6,838 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-03-07-000-000-045.000`

Property Details

APN / Parcel Number

Primary APN	`04-03-07-000-000-045.000`
Alternative APN	`2351534`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	1,180 sqft
Finished Basement	552 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Shed	1 Shed

Location & Zoning

Account Number	2351534
Street Address	16310 SPEAKER AVE
City	BELTON
State	MO
Zip	64012-5469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERSET HILLS 2ND PLAT LOT 33
Legal Range	32
Legal Township	46
Legal Section	07
Legal Subdivision	SUMMERSET HILLS
Legal Lot Number	33
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	3
Census Block	3008
Census Tract	60003

Owner

16310 Speaker Ave is owned and occupied by an individual who acquired it in January 2022.

Source: Cass County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	16310 SPEAKER AVE, BELTON, MO 64012-5469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 7, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022
Deed Sale	Jan 19, 2022
Prior Sale	Sep 7, 2017
Deed Document Number	709519
Deed Book / Page	4810 / 92
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Jan 19, 2022
Property Address	16310 SPEAKER AVE, BELTON, MO 64012-5469
Document Number	0004810/92
Book / Page	4810 / 92
Map Reference	MB 15 PG 36
Instrument Date	Jan 7, 2022
Instrument	709519
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000481093
Date	Jan 19, 2022
Instrument	4810/93

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Sep 7, 2017
Property Address	16310 SPEAKER AVE, BELTON, MO 64012-5469
Document Number	4168/034
Book / Page	4168 / 034
Map Reference	MB 15 PG 36
Instrument Date	Sep 5, 2017
Instrument	612994
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	COMMONWEALTH LAND TITLE INSU

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16310 SPEAKER AVE, BELTON, MO 64012-5469

Mortgage

Document Number	612995
Date	Sep 7, 2017
Instrument	612995

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16310 Speaker Ave was $6,838.

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,838.00	$35,990 Land $4,710 Building $31,280	$189,420 Land $24,790 Building $164,630
2023	$2,627.00 (+4,856.6%)	$31,840 (+12.47%) Land $4,280 Building $27,560	$167,590 Land $22,540 Building $145,050
2022	$53.00	$28,310 Land $4,280 Building $24,030
2021			$149,030 Land $22,540 Building $126,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16310 Speaker Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16310 Speaker Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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