Cass County property record for 16303 Speaker Ave, Belton, MO 64012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,817 sqft · built 1999 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,986 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-03-07-000-000-073.000 |
| Primary APN | 04-03-07-000-000-073.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,817 sqft Living Area |
| Gross Area | 2,530 sqft |
| 1st Floor Area | 1,265 sqft |
| Basement Area | 1,265 sqft |
| Finished Basement | 552 sqft |
| Unfinished Basement | 713 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,407 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Heating System | HVAC |
|---|
| Account Number | 2351541 |
|---|---|
| Street Address | 16303 SPEAKER AVE |
| City | BELTON |
| State | MO |
| Zip | 64012-5468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERSET HILLS 2ND PLAT LOT 40, 3222/183,3643/562 |
| Legal Range | 32 |
| Legal Township | 46 |
| Legal Section | 07 |
| Legal Subdivision | SUMMERSET HILLS |
| Legal Lot Number | 40 |
| Jurisdiction | CASS MO |
| Township / Civil Division | RAYMORE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 60003 |
16303 Speaker Ave is owned and occupied by two individuals who acquired it in December 2012.
Source: Cass County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16303 SPEAKER AVE, BELTON, MO 64012-5468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2024 | Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU |
| Mar 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Mar 20, 2018 | Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 27, 2012 |
| Transfer Doc | 3643/562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 16303 SPEAKER AVE, BELTON, MO 64012-5468 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16303 SPEAKER AVE, BELTON, MO 64012-5468 |
| Document Number | 0005063/52 |
|---|---|
| Date | Jun 5, 2024 |
| Book Page | 5063/52 |
| Instrument | 750390 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 16303 SPEAKER AVE, BELTON, MO 64012-5468 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALL STAR TITLE |
| Name | Verified Name |
|---|
| Document Number | 4104/086 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 4104/086 |
| Instrument | 601745 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Apr 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 16303 SPEAKER AVE, BELTON, MO 64012-5468 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | 4228/133 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 4228/133 |
| Instrument | 622855 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 16303 Speaker Ave was $6,986, up 159.9% from the year before.
Source: Cass County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Municipality | Belton City |
| Unified School District | Belton 124 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,986.00 (+159.9%) | $36,770 Land $4,710 Building $32,060 | $193,510 Land $24,790 Building $168,720 |
| 2024 | $2,688.00 (+0.22%) | ||
| 2023 | $2,682.00 (+4,866.67%) | $32,500 (+12.5%) Land $4,280 Building $28,220 | $171,060 Land $22,540 Building $148,520 |
| 2022 | $54.00 | $28,890 Land $4,280 Building $24,610 | |
| 2021 | $152,060 Land $22,540 Building $129,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16303 Speaker Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 16303 Speaker Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELTON PWS serves 23,598 people · EPA ID MO1010061 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Verizon.
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