16305 Gemma Pass, Huntertown, IN 46748 Property Records

Allen County property record for 16305 Gemma Pass, Huntertown, IN 46748

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,532 sqft · built 2012
Lot Size	0.358 acres (15,606 sqft)
Owner	2 Individual Names on File
Last Sale	$432,500 (Jul 2019)
Tax Bill	$5,143 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-16-102-023.000-058`

Property Details

APN / Parcel Number

Primary APN	`02-02-16-102-023.000-058`
Alternative APN	`2454470286`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,532 sqft Living Area
Gross Area	6,208 sqft
1st Floor Area	2,932 sqft
Attic	Attic
Attic Area	758 sqft
Basement Area	1,760 sqft
Finished Basement	1,600 sqft
Unfinished Basement	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,606 sqft (0.358 acres)
Lot Dimensions	1,530 ft deep x 1,020 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16305 GEMMA PASS
City	HUNTERTOWN
State	IN
Zip	46748-9148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POINTE AT TWIN EAGLES LOT 286
Legal Subdivision	TWIN EAGLES
Legal Lot Number	286
Jurisdiction	ALLEN IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3023
Census Tract	10306

Owner

16305 Gemma Pass is owned and occupied by two individuals who acquired it in April 2026.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16305 GEMMA PASS, HUNTERTOWN, IN 46748-9148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Apr 29, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Jul 8, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on File
Deed Sale	Jul 8, 2019 · Amount on File
Prior Sale	Jul 2, 2012 · Amount on File
Deed Document Number	201931755
Last Transfer Date	Apr 27, 2026
Transfer Doc	0000017784
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Recording Date	Sep 10, 2026
Property Address	16305 GEMMA PASS, HUNTERTOWN, IN 46748-9148
Document Number	0000041163
Instrument Date	Aug 14, 2026
Instrument	202641163
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16305 GEMMA PASS, HUNTERTOWN, IN 46748-9148

Mortgage

Document Number	0000041163,
Date	Sep 10, 2026
Instrument	202641163

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN IN
Recording Date	Apr 29, 2026
Property Address	16305 GEMMA PASS, HUNTERTOWN, IN 46748-9148
Document Number	0000017784
Instrument Date	Apr 27, 2026
Instrument	202617784
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16305 GEMMA PASS, HUNTERTOWN, IN 46748-9148

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	16305 GEMMA PASS, HUNTERTOWN, IN 46748-9148
Transaction Type	Mortgage
Record Updated	Dec 3, 2021
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021079568
Date	Nov 24, 2021
Instrument	2021079568

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN IN
Recording Date	Jul 8, 2019
Property Address	16305 GEMMA PASS, HUNTERTOWN, IN 46748-9148
Document Number	2019031755
Instrument Date	Jun 24, 2019
Instrument	2019031755
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16305 GEMMA PASS, HUNTERTOWN, IN 46748-9148

Mortgage

Document Number	2019031756
Date	Jul 8, 2019
Instrument	2019031756

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16305 Gemma Pass was $5,143 with a homeowner's exemption, up 0.9% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Perry Township
Municipality	Huntertown Town
Unified School District	Northwest Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,143.00 (+0.94%) Homeowner's exemption	$636,500 Land $59,300 Building $577,200	$636,500 Land $59,300 Building $577,200
2024	$5,095.00 (+11.03%)
2023	$4,589.00 (+1.66%)	$542,000 (+1.88%) Land $59,300 Building $482,700	$542,000 (+1.88%) Land $59,300 Building $482,700
2022	$4,514.00	$532,000 Land $59,300 Building $472,700	$532,000 Land $59,300 Building $472,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16305 Gemma Pass in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16305 Gemma Pass is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUNTERTOWN WATER WORKS serves 14,058 people · EPA ID IN5202007
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, MetaLINK Technologies.

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