16265 Gemma Pass, Huntertown, IN 46748 Property Records

Allen County property record for 16265 Gemma Pass, Huntertown, IN 46748

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,253 sqft · built 2012
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on File
Last Sale	$808,513 (Jul 2025)
Tax Bill	$4,975 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-02-16-102-022.000-058`

Property Details

APN / Parcel Number

Primary APN	`02-02-16-102-022.000-058`
Alternative APN	`2454470285`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,253 sqft Living Area
Gross Area	5,739 sqft
1st Floor Area	2,933 sqft
Basement Area	2,145 sqft
Finished Basement	1,320 sqft
Unfinished Basement	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	1,500 ft deep x 900 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	661 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16265 GEMMA PASS
City	HUNTERTOWN
State	IN
Zip	46748-9147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POINTE AT TWIN EAGLES LOT 285
Legal Subdivision	TWIN EAGLES
Legal Lot Number	285
Jurisdiction	ALLEN IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3023
Census Tract	10306

Owner

16265 Gemma Pass is owned and occupied by two individuals who bought it in July 2025.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16265 GEMMA PASS, HUNTERTOWN, IN 46748-9147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2017	Deed of Trust, Mortgage · Commercial Mortgage SALIN BANK & TRUST CO
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit CENTIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on File
Deed Sale	Jul 30, 2025 · Amount on File
Prior Sale	May 11, 2012 · Amount on File
Deed Document Number	202534155
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	16265 GEMMA PASS, HUNTERTOWN, IN 46748-9147
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017029283
Date	Jun 9, 2017
Instrument	2017029283

Lender

Name	SALIN BANK & TRUST CO
Type	Bank
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	16265 GEMMA PASS, HUNTERTOWN, IN 46748-9147
Transaction Type	Mortgage
Record Updated	Aug 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019036232
Date	Jul 26, 2019
Instrument	2019036232

Lender

Name	CENTIER BANK
Type	Mortgage Company
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jul 22, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 16265 Gemma Pass was $4,975, up 0.9% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Perry Township
Municipality	Huntertown Town
Unified School District	Northwest Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,975.00 (+0.89%)	$618,300 Land $51,800 Building $566,500	$618,300 Land $51,800 Building $566,500
2024	$4,931.00 (+11.21%)
2023	$4,434.00 (+1.67%)	$525,400 (+1.9%) Land $51,800 Building $473,600	$525,400 (+1.9%) Land $51,800 Building $473,600
2022	$4,361.00	$515,600 Land $51,800 Building $463,800	$515,600 Land $51,800 Building $463,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16265 Gemma Pass in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16265 Gemma Pass is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUNTERTOWN WATER WORKS serves 14,058 people · EPA ID IN5202007
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, MetaLINK Technologies.

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