16301 Van Wagoner Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 16301 Van Wagoner Rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,119 sqft · built 2019
Lot Size	3.86 acres (168,142 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (May 2019)
Tax Bill	$8,480 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-200-043`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-200-043`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,119 sqft Living Area
1st Floor Area	2,119 sqft
Basement Area	2,119 sqft
Unfinished Basement	2,119 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	168,142 sqft (3.86 acres)
Garage Area	1,203 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16301 VAN WAGONER RD
City	SPRING LAKE
State	MI
Zip	49456-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PART OF SW 1/4 OF NE 1/4 COM S 89D 28M 48S E 255 FT FROM CEN 1/4 COR, N 0D 10M 44S W 427 FT, TH S 89D 28M 48S E 4428 FT, TH S 0D 38M 38S E 427 FT TO E&W 1/4 LI, TH N 89D 28M 48S W 44626 FT TO BEG, EXC COM E 68635 FT FROM CEN 1/4 COR, TH N 01D 09M 45S
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Block	200
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2012
Census Tract	20503

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16301 VAN WAGONER RD, SPRING LAKE, MI 49456-1439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit CAPITOL NATIONAL BANK
Nov 5, 2019	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
May 28, 2019	Warranty Deed, Transfer · ARM LAKE MICHIGAN CU
May 28, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Deed Document Number	201917262
Prior Transfer Date	May 17, 2019
Prior Transfer Doc	20190017261
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	16301 VAN WAGONER RD, SPRING LAKE, MI 49456-1439
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16301 VAN WAGONER RD, SPRING LAKE, MI 49456-1439

Mortgage

Document Number	20230033050
Date	Dec 29, 2023
Instrument	2023-0033050

Lender

Name	CAPITOL NATIONAL BANK
Type	Bank
Address	LANSING, MI 48933

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	16301 VAN WAGONER RD, SPRING LAKE, MI 49456-1439
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190040913
Date	Nov 5, 2019
Instrument	2019-0040913

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Nov 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 28, 2019
Property Address	16301 VAN WAGONER RD, SPRING LAKE, MI 49456-1439
Document Number	20190017262
Instrument Date	May 20, 2019
Instrument	2019-0017262
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14816 FARMWOOD CT, 14816, SPRING LAKE, MI 49456-9031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13306 WIND SPIRIT DR, GRAND LEDGE, MI 48837-9352

Mortgage

Document Number	20190017263
Date	May 28, 2019
Instrument	2019-0017263

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.74%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.74%
Index	1-Year LIBOR
Max Rate	8.74%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	May 28, 2019
Property Address	16301 VAN WAGONER RD, SPRING LAKE, MI 49456-1439
Document Number	20190017261
Instrument Date	May 17, 2019
Instrument	2019-0017261
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	326 N BEACON BLVD, 326, SPRING LAKE, MI 49456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 N BEACON BLVD, SPRING LAKE, MI 49456

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,300 (+24.6%)	$742,600 (+24.6%)
2025	$8,480.00 (+17.34%)
2023		$298,000	$596,000
2022	$7,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon, Xfinity.

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