16474 Van Wagoner Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 16474 Van Wagoner Rd, Spring Lake, MI 49456

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,452 sqft · built 2019
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on File
Last Sale	$296,500 (Jul 2020)
Tax Bill	$5,788 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-328-019`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-328-019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,452 sqft Living Area
1st Floor Area	1,412 sqft
Basement Area	1,412 sqft
Unfinished Basement	1,412 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Lot Area	10,803 sqft (0.248 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16474 VAN WAGONER RD
City	SPRING LAKE
State	MI
Zip	49456-1442
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	UNIT 49 SPRING RIDGE AS AMENDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2018-0015533 CONDO PLAN #633 SEC 10 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Subdivision	SPRING RIDGE
Legal Unit	49
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3002
Census Tract	20600

Owner

16474 Van Wagoner Rd, a condominium, is owned and occupied by an individual who bought it in July 2020.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	16474 VAN WAGONER RD, SPRING LAKE, MI 49456-1442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jul 2, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LAKE MICHIGAN CU
Sep 11, 2019	Warranty Deed, Construction Loan · Construction Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	Sep 11, 2019 · Amount on File
Deed Document Number	202026741
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	16474 VAN WAGONER RD, SPRING LAKE, MI 49456-1442
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16474 VAN WAGONER RD, SPRING LAKE, MI 49456-1442

Mortgage

Document Number	20230007103
Date	Mar 28, 2023
Instrument	2023-0007103

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	16474 VAN WAGONER RD, SPRING LAKE, MI 49456-1442
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16474 VAN WAGONER RD, SPRING LAKE, MI 49456-1442

Mortgage

Document Number	20220043348
Date	Dec 27, 2022
Instrument	2022-0043348

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 2, 2020
Property Address	16474 VAN WAGONER RD, SPRING LAKE, MI 49456-1442
Document Number	20200026741
Map Reference	DOC 2017-0041965
Instrument Date	Jun 30, 2020
Instrument	2020-0026741
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 12, 2022
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,549.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1777 R W BERENDS DR SW, 1777, WYOMING, MI 49519-4993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3145 DANGLWOOD CT # 2, 2, MUSKEGON, MI 49444-6703

Mortgage

Document Number	20200026742
Date	Jul 2, 2020
Instrument	2020-0026742

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 11, 2019
Property Address	16474 VAN WAGONER RD, SPRING LAKE, MI 49456-1442
Document Number	20190031977
Map Reference	DOC 2017-0041965
Instrument Date	Sep 10, 2019
Instrument	2019-0031977
Transaction Type	Construction Loan
Record Updated	Aug 12, 2022
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount on Record
Tax	$632.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3115 RAILWAY DR SW, 3115, BYRON CENTER, MI 49315-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1781 R W BERENDS DR SW, WYOMING, MI 49519-4993
Investor	Possibly a Property Investor

Mortgage

Document Number	20190031978
Date	Sep 11, 2019
Instrument	2019-0031978

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16474 Van Wagoner Rd was $5,788 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,300	$480,600
2025	$5,788.00
2023		$205,300	$410,600
2022	$4,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16474 Van Wagoner Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16474 Van Wagoner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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