16486 Van Wagoner Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 16486 Van Wagoner Rd, Spring Lake, MI 49456

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,718 sqft · built 2018
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Jul 2025)
Tax Bill	$6,705 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-328-018`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-328-018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,718 sqft Living Area
1st Floor Area	920 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bungalow
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	150 ft deep x 72 ft wide
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16486 VAN WAGONER RD
City	SPRING LAKE
State	MI
Zip	49456-1442
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	UNIT 48 SPRING RIDGE AS AMENDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2018-0015533 CONDO PLAN #633 SEC 10 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Subdivision	SPRING RIDGE
Legal Unit	48
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3002
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16486 VAN WAGONER RD, SPRING LAKE, MI 49456-1442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jan 24, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage VAN DYK MORTGAGE CORP
Jun 15, 2018	Warranty Deed, Transfer · Construction Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on Record
Deed Sale	Jul 10, 2025 · Amount on Record
Prior Sale	Dec 27, 2022 · Amount on Record
Deed Document Number	202518043
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 27, 2022
Property Address	16486 VAN WAGONER RD, SPRING LAKE, MI 49456-1442
Document Number	20220043302
Map Reference	DOC 2018-0015533
Instrument Date	Dec 21, 2022
Instrument	2022-0043302
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	LAKESHORE TITLE LLC, LAKESHORE TTL GROUP WEST LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,767.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16486 VAN WAGONER RD, SPRING LAKE, MI 49456-1442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16486 VAN WAGONER RD, SPRING LAKE, MI 49456-1442

Mortgage

Document Number	20220043303
Date	Dec 27, 2022
Instrument	2022-0043303

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 24, 2020
Property Address	16486 VAN WAGONER RD, SPRING LAKE, MI 49456-1442
Document Number	20200003219
Map Reference	DOC 2019-0002349
Instrument Date	Jan 17, 2020
Instrument	2020-0003219
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 19, 2021
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1781 R W BERENDS DR SW, 1781, WYOMING, MI 49519-4993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14787 APPLE DR #600 # 600, 600, GRANDVILLE, MI 49418

Mortgage

Document Number	20200003220
Date	Jan 24, 2020
Instrument	2020-0003220

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 15, 2018
Property Address	16486 VAN WAGONER RD, SPRING LAKE, MI 49456-1442
Document Number	20180021014
Instrument Date	Jun 14, 2018
Instrument	2018-0021014
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LIGHTHOUSE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3115 RAILWAY DR SW, 3115, BYRON CENTER, MI 49315-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1781 R W BERENDS DR SW, WYOMING, MI 49519-4993

Mortgage

Document Number	20180021015
Date	Jun 15, 2018
Instrument	2018-0021015

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,600 (+16.86%)	$467,200 (+16.86%)
2025	$6,705.00 (+47.82%)
2023		$199,900	$399,800
2022	$4,536.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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